Water Resource Development and Management
Madhya Pradesh, Maharashtra, Jharkhand, Odisha, Rajasthan, West Bengal
These projects work on restoration of degraded and water scarce landscapes and improve water harvesting capacity by building structural barriers. On the demand side, they try to address less remunerative agriculture through awareness on adaptation and best cropping practices, soil conservation and optimum water use. While they revive the ecosystem and provide water security, the socio-economic conditions of mainly agrarian community is also impacted.

The list of programs include:

• Watershed Management (Maharashtra, Odisha, Jharkhand, MP)
• Springshed Management (Odisha)
• Rain Water Harvesting (Rajasthan)
• River Water Harvesting (West Bengal)
• Revival of Water Bodies & Watershed (Bundelkhand)
• Community-led Institutions for Managing Agriculture-resources with Tank-based Watershed Approach  (TN, AP, Karnataka, Telangana)
• Pragat Watershed Development (Karnataka)

Key Outcomes

• 936 Crore Litres of pondage created
• 9863 Ha of land treated
• 1.5 Lakh trees planted
• 190 villages covered
• 3000 Kitchen Gardens created
• 1.5 Lakh lives touched

Restoration of Water Bodies
Tamil Nadu, Karnataka, Gujarat, Puducherry, Andhra Pradesh
Lakes, ponds and drains especially in urban areas which are most vulnerable to encroachment and degradation are restored and maintained in partnership with the local corporations and community.

Key Outcomes

• 7 water bodies restored
• 5742 Crore Litres of water holding capacity created
• 6.5 Lakh kilogram of garbage cleared
• 52 Ha area restored
• 10145 trees planted

Access to Safe Drinking Water
Uttar Pradesh, Rajasthan, Karnataka
40 RO-based Water ATMs are installed in areas of Uttar Pradesh and Rajasthan facing issues of drinking water quality and its accessibility & affordability. These village-based decentralized Water ATMs dispense clean water at the rate of 30 paise per litre and is owned and operated by the community and Gram Panchayat.

Similarly, 10 defunct RO systems were revived in Karnataka under BFIL’s Pragat Water initiative. Both initiatives have incorporated borewell recharge in and around the system which has a water harvesting and recharge capacity of more than 3.7 Crore Litres.

Key Outcomes

• 45 villages
• 81000 lives touched
• 2.6 Crore Litres of drinking water dispensed

Renewable Energy
Maharashtra, West Bengal
Work for a rooftop solar installation was initiated in a hospital. This will not only provide a clean energy source, but will help the hospital to save electricity cost. The hospital selected for solar electrification provides preventive and curative paediatric cardiac care.

In another initiative an AC Micro-Grid system (Solar PV based), was installed in a village on Kumirmari Island, in Sundarbans. This has provided critical electricity supply to 200 households and village institutions which are generally at risk of human wildlife conflicts. This will support 400 households and institutions. Additionally, 100 smart solar street lights were operationalized.

Key Outcomes

• 330 kwp capacity
• 825 CO2e/annum sequestration potential
• 39000 lives touched

Afforestation
Maharashtra, Karnataka, Tamil Nadu, Delhi, Haryana, West Bengal and Uttar Pradesh
Under the Bank's Urban Afforestation Programme, 56000 trees were planted across multiple cities in states of Maharashtra, Karnataka, Tamil Nadu, Delhi, Haryana, West Bengal and Uttar Pradesh. Plantation in urban spaces was done through strong liaison with Government officials and departments for land, permits and other resources.

The plantation survival rate has been maintained at around 90% with all native species planted so far. Miyawaki (mini-forest) technique was also adopted in three cities.

Apart from the Urban Afforestation programme, 1.64 lakh trees were planted in project locations of watershed management, springshed management, rejuvenation of water bodies and others.

Key Outcomes

• 11 cities
• 56000 trees
• 825 CO2e/annum sequestration potential

Waste Management
Uttarakhand
The waste management programme in Dehradun added three more Panchayats making it a total of 11 villages.

Key Outcomes

• 25000 lives touched
• 12 Lakh kilograms of waste collected per annum
• 40000 kilograms of waste is recycled
• 1.2 Lakh kilograms of compost is produced

Primary and Secondary Education Programs
Odisha, Karnataka, Haryana
There are three main programmes that are implemented under this sub-theme. Two of these focus on providing remedial education to bridge the learning gaps in grade level reading, comprehension and solving arithmetic with a holistic approach for overall development of children in government schools. Teachers are also trained through disseminating unique teaching ideas, approaches and concepts. In another programme Education Centres run group tuitions to assist children from poor families with necessary education and knowledge support, to help them pass class 10. It also intends to reduce dropouts and encourage them for salaried employment.

To continue the programme during the pandemic, online mode of teaching and Offline mode of teaching in community centres were conducted to provide access to face time with their teachers. Self-learning mode of learning with the help of video resources and worksheets were adopted.

List of programs include:

• Road To School Program, Odisha
• Pragat – Road to School Program, Karnataka
• Early Language Learning, Haryana

Key Outcomes

• 4317 schools/learning centres
• 92770 students
• 4221 teachers
• 4137 villagers

Scholarship Programs
Students from several states
Scholarships were provided to deserving students from economically weak families to complete their education. Such support is provided through Ashoka University, FFE Foundation for Excellence and Purkal Youth Development Society.

List of programs include:

• Scholarships for Engineering Students
• Young India Fellowship Program
•  Scholarships for students from Purkal Youth Development Society

Affordable Healthcare Programs
Uttar Pradesh, Madhya Pradesh, Jharkhand Chhattisgarh, Bihar, Karnataka
Keeping in mind the restrictions due to pandemic, and to provide timely access through primary medical care in remote locations, e-Health/Telemedicine Clinics were set-up. In some places access is provided through Mobile Medical Units (MMUs). Local Awareness campaigns on health & hygiene and preventive healthcare were conducted by local Community Health Facilitators. The programs run hand-in-hand with the government healthcare machinery.

Care has been majorly provided for primary ailments and cases requiring secondary care are referred with a follow-up. Patients receive free consultation & medicines at subsidised cost. Therefore, they are also saved of the quacks in the community.

List of programs include:

• E-clinics (UP, MP, Jharkhand, Chhattisgarh, Bihar)
• Primary Healthcare Program (UP)
• Pragat – Primary Heath Centre and Sub-centre strengthening (Karnataka)

Key Outcomes

• 579 villages
• 310 e-clinics, healthcare centres, MMUs, etc.
• 1670 Community Health Facilitators and Frontline Healthcare Workers
• 6.2 Lakh lives touched

Specialized Care Programs
Maharashtra, Goa, Rajasthan, Assam, Chhattisgarh, Haryana
Support for screening, diagnosis, treatment, surgeries and infrastructure support (e.g. equipment) for critical and cost intensive ailments like Paediatric and General Cancer, Paediatric Congenital Heart diseases and HIV are provided. Tie-ups with institutions working on a large-scale and catering to disadvantaged patients are done.

List of programs include:

• Treatment of HIV patients, Kolhapur (Maharashtra)
• Cancer support for Children, Jaipur (Rajasthan)
• Cancer Treatment for Children (Maharashtra and Goa)
• Cancer Support with Assam Government (Assam)
• Congenital Heart Disease Programme (Chhattisgarh and Haryana)

Key Outcomes

• 8 hospitals
• 2591 patients

Mother and Child Healthcare Programs
Odisha, Telangana
The Bank has also launched Mother and Child Care Programme in conjunction with the Government Healthcare machinery of Odisha State Government and a specialised menstrual and general health programme for Adolescent girls in Telangana.

COVID Relief Work
Uttar Pradesh, Madhya Pradesh, Jharkhand Chhattisgarh, Bihar, Karnataka
The Bank committed and spent nearly 24% of the total CSR expenditure in response to the pandemic. Following activities were conducted under COVID-19 relief work by the Bank:

• Supported MCGM in training of 3000 doctors and nurses for Ventilator Management for critical care
• Setting up of 1100 kitchen gardens for the sustenance and benefit of villagers during pandemic mobility issues
• Conducted online training to initiate the use of technology for business continuity for 1000 women micro-entrepreneurs
• Donation to Chief Minister’s Relief Fund and State’s Disaster Management Authority and PMCARES

Distribution of relief material with Government, directly and through NGOs as follows:

• 4 Lakh three-ply face masks
• 9,000 N-95 face masks
• 2.72 Lakh pairs of gloves
• 16310 Litres of sanitizer
• 123 sanitizer dispensers
• 35650 PPE kits
• 15200 VTM & Rapid testing kits
• 4 ventilators
• 24250 dry ration kits
• 15500 disposable bed sheets
• 100 hospital beds
• 5000 pulse oximeters
• 110 spray machine
• 34 thermal fogging spraying machine
• 3400 Litres Soya cooking oil for community kitchens

Apart from the above, the Bank also carried out relief works through its existing CSR projects’ implementation partners with activities like ration and sanitation kit distribution, carrying out awareness programs, stitching and distribution of masks through SHGs, grocery procurement from small farmers, SHGs, MSMEs whose livelihood impacted in COVID etc. In one such drive, 50,000 Happiness boxes were distributed to children of Govt. schools and their families who were losing on their daily nutrition due to COVID.

The Bank is committed towards sustainable and inclusive development of the nation and its people, along with its biodiversity and its resources.