Rs 3,000 worth Annual Movie Tickets
Overview
Overview
Product Overview
The IndusInd Bank Duo Card comes with two Magnetic stripes & EMV Chips. Simply dip/swipe or enter the relevant card details to enjoy the convenience, flexibility and freedom to choose how you pay as well as access cash without carrying multiple cards.
What’s more, This first-of-its-kind Card in India brings together a variety of benefits that treat you to the very best of a Credit and Debit Card.
2% Cross Currency Mark-up*
Rs 249 + Taxes Issuance Fee
Free Annual Fee
Daily Limits: Rs 1,25,000/- ATM ; Rs 2,50,000/- POS (Point-of-Sale)
Rewards
Features of IndusInd Bank Duo Debit Card
Duo Usage
1) How to use your Duo Card
Your IndusInd Bank Duo Card comes with two EMV Chips & PINs. Thus it provides you with enhanced security for all your domestic and international transactions, in line with the best global practices on security of transactions.
2) How to use your Duo Card at an ATM –
- You can use your IndusInd Bank Duo Card as an ATM/Debit Card by entering your Debit Card PIN to withdraw funds from your Bank Account, and to conduct other Banking transactions at an ATM. Please ensure to insert your Duo Card in to the ATM card slot from the ‘ATM/Debit Card’ (blue arrow) side. Debit Transactions initiated with your Duo Card and your Debit Card PIN will appear on the statement we send to you for your IndusInd Bank Account.
- You can also use your IndusInd Bank Duo Card as a Credit Card by entering your Credit Card PIN to obtain a Cash Advance against your Credit Card Cash Limit. Cash Advance and Interest Charges will be applicable for such Cash Advances. Please refer to the Schedule of Charges for more details. Please ensure to insert your Duo Card into the ATM card slot from the ‘Credit Card’ (yellow arrow) side. Cash Advance Transactions initiated with your Duo Card and your Credit Card PIN will appear on the monthly Credit Card statement.
3) How to use your Duo Card at Point-of-Sale Merchant Establishments –
- To pay for transactions using the funds in your IndusInd Bank Account, please ensure to insert your Duo Card into a POS Machine slot from the ‘ATM/Debit Card’ (blue arrow) side and enter your Debit Card PIN. Such Purchase Transactions initiated with your Duo Card and your Debit Card PIN will appear on the statement we send to you for your Bank Account.
- To pay for transactions using the assigned Credit Card Limit, please ensure to insert your Duo Card into the POS Machine slot from the ‘Credit Card’ (yellow arrow) side and enter your Credit Card PIN. Such Purchase Transactions initiated with your Duo Card and your Credit Card PIN will appear on the monthly Credit Card statement.
- To pay for transactions at Non Chip and PIN POS Merchant Terminals, please ensure to swipe your Duo Card Magstripe as per your preferred Debit/Credit Card option and enter the appropriate PIN to complete the transaction.
4) How to use your Duo Card Online – You can use your IndusInd Bank Duo Card to shop online, pay for services, or make utility bill payments.
- For online transactions using the funds in your IndusInd Bank Account, please enter your Debit Card Credentials (Card Number, Expiry Date, CVV) on the Merchant Website to make the payment. You can authenticate the online transaction using the Verified By Visa (VBV) Password or the One Time Password (OTP), which will be sent on your Registered Mobile Number. Such Online Transactions initiated with your Duo Debit Card details will appear on the statement we send to you for your Bank Account.
- For online transactions using the assigned Credit Card Limit, please enter your Credit Card Credentials (Card Number, Expiry Date, CVV) on the Merchant Website to make the payment. You can authenticate the online transaction using the Verified By Visa (VBV) Password or the One Time Password (OTP), which will be sent on your Registered Mobile Number/Email Address. Such Online Transactions initiated with your Duo Credit Card details will appear on the monthly Credit Card statement.
Value Table
DUO Card Privileges
Annual Estimation | |
---|---|
DUO Privileges | Savings on Market Value |
Movie tickets (2*12*250) | Rs. 6,000 |
Savings on Fuel Surcharge | Rs. 2,400 |
Annual value of Reward Points on an average spend of Rs. 30,000 per month (200*12*0.75) | Rs. 1,800 |
Total Savings | Rs. 10200 |
Duo Plus
Joining Fees - ₹ 1500
Annual Fees - ₹ 799
Voucher value - ₹ 1000
Voucher will be of any of the following brands: Bata, United Colors of Benetton, Levis, Pantaloons, Pizza Hut
Duo Premier
Joining Fees - ₹ 3000
Annual Fees - ₹ 799
Voucher value - ₹ 3000
Voucher will be of any of the following brands: Louis Philippe, Titan, Aldo, Bata, Fab Hotels, Marks & Spencer
Google Pay
Make smart, simple and secure digital payments via IndusInd Bank Cards on Google Pay. Now link your IndusInd Bank Debit Card with Google Pay and transact with convenience. Know More
For further queries, please click Here.
Samsung Wallet
Simply register your IndusInd Bank Debit Card on Samsung Wallet and enjoy the convenience of making card less and contactless payments. Know More
For further queries, please click here.
Manage Standing Instructions
IndusInd Bank has created a platform to enable customers to manage Recurring Transactions/ E - Mandates set on their Debit Cards. You can visit the below link and perform the following:
- View all recurring payments set on your Debit Card
- Approve/ Decline a transaction
- Modify your Standing Instruction validity
- Modify the maximum transaction limit
Click here to manage your Standing Instructions.
Below is the list of merchants where you can setup recurring payments using your IndusInd Bank Debit Card:
- Netflix
- Max Life
- Bajaj Allianz General Insurance
- Amazon Prime
- Google India
- Policy Bazaar
- Hotstar
- Microsoft
- Spotify
- Discovery
- RPSL
- Naukri
- Ipru
- Zee5
- HDFC Ergo
- Max Niva Bupa
- Vodafone
- Bharti AXA Life Insurance
- Macafee
- Exide Life
- Story tell
- Club Mahindra
- Gaana.com
For further queries, please visit FAQs.
*An exchange rate is applied by the networks (VISA / MasterCard / RuPay) for processing the conversion from INR to the foreign currency.