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Indus Senior: Senior Citizens Savings Scheme Account

Overview

Enjoy special banking privileges in your golden years with IndusInd Bank’s senior citizen savings account. Specially designed for the senior citizen, which includes special privileges, with an aim to provide complete solace and peace of mind. The Account comes with higher returns on your deposits along with host of services specially crafted for you.

Zero balance

Zero balance

Enjoy the benefits with Nil Non Maintenance Charge
Higher Rates on FD: Senior Citizen Saving Account

Higher Rates on FD

Enjoy 0.5% extra on FDs
25% off on lockers: Senior Citizen Saving Account

35% off on lockers

For 1 year
Free Family Accounts: Senior Citizen Saving Scheme Online

Free Family Accounts

Extend privileges to accounts of upto 2 family members- FREE

Features

Summary of Senior Citizen Savings Account

Senior citizens savings account by IndusInd Bank comes with special banking privileges and benefits for senior citizens so that they can enjoy seamless banking in their golden years. The Account comes with higher returns on your deposits along with host of services specially crafted for you.

Offers & Discount on Senior Citizen Savings Account

Best of Deals

Fabulous offers on Shopping, Health & wellbeing. Know more.

Senior Citizen Savings Account Banking Benefits

Higher Interest on FD

Enjoy privileged rates (Additional 0.5%) on FDs.

Discount on Locker

Get 35% off on small/medium locker for Year 1. 

Free Zero Balance Account for your family

Group accounts of upto 2 family members and enjoy all the premium benefits on each of the 3 accounts while the balance can be maintained through any or all of the account/s.


Fees & Charges Senior Citizen Savings Account

When you sign up for our Savings Account, certain fees and charges may be applicable. These charges are nominal, transparent and disclosed by IndusInd Bank upfront so that you know what you are paying or being charged for.

Please click here to see the detailed Schedule of Charges for the account variant

Please click here for Savings Account T&C.

Eligibility Criteria of Senior Citizen Savings Bank Account

All resident individuals in the age group of 60 and above are eligible to apply for the Indus Senior Savings Account.


IndusInd Bank with Convenience

Enjoy tailor-made benefits for a seamless banking experience.

FAQs

  • What are the eligibility criteria to apply for the Indus Senior account?

    All resident individuals in the age group of 60 and above are eligible to apply for the Indus Senior account.

  • What are the benefits offered to senior citizens under the Indus Senior account?

    The various benefits offered to senior citizens under the Indus Senior account include:
    • Attractive  fixed deposit interest rates
    • Discounts on small/medium lockers for Year 1
    • Free zero balance account for your family members (upto 2)

  • What are the key features of the Indus Senior savings account?

    Key features of the Indus Senior savings account include the following:
    • Doorstep banking so that you don’t have to wait in long queues at your Bank branch
    • Account number of your choice
    • Fingerprint authentication so that you don’t have to worry about remembering your passwords
    • Convenience banking for senior citizens

  • How to apply Senior Citizen Bank Account?

    You can apply by clicking the ‘Apply’ button and filling up the required form. The application process is completely online and it takes just your Aadhar and PAN cards to set it up.Alternatively the Account can be opened at an IndusInd Bank Branch near you.

  • How much higher are the interest rates for Indus Senior as compared to other savings account?

    Indus Senior account holders get the privilege of higher fixed deposit rates. The FD rates for senior citizens are higher by 0.5%.

  • Are there any additional fees and charges associated with this account?

    Yes, there may be some additional charges applicable. These charges are nominal, transparent, and are disclosed by IndusInd Bank upfront. For a detailed Schedule of Charges, please click here.

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Regular Fixed Deposit

up to 7.75% interest p.a

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up to 8.25% interest p.a

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