Vṛddhi Business Card

Overview

Power your business with IndusInd Bank Vṛddhi Business Card.

Vṛddhi brings curated offers and benefits, on business purchases via retail and dining platforms. Unmatched reward benefits, travel perks like complimentary lounges, lowest foreign currency markup and lowest ROI

With your Visa Infinite card, enjoy a host of offers across category – apparel, travel, entertainment, lifestyle and much more Vṛddhi card helps you to consolidate your business expenses and get rewarded. Business Cards help businesses to increase their spending capacity with interest-free credit period.

Please click here to download the Most Important Terms & Conditions.

Please click here to download the Cardholders' Agreement.

Please click here to download the code of Bank's commitment to customers.

Please click here to download the Benefit Guide.

Please click here to download Key Facts Sheet.

Benefits & Rewards of Vṛddhi Business Card

Benefits
Rewards

You are spoilt for choice! With the IndusInd Bank Credit Card you can enjoy various discount vouchers from multiple brands like Pantaloons, Bata, Raymond, Hush Puppies, and more.

Enjoy Vouchagram voucher worth Rs. 10,000*

These brands are subject to change at the discretion of the Bank & Vouchagram.

Click here to know the to know the TnC and list of Brands available under Vouchagram

*Welcome benefits will be applicable subject to payment of joining fees.

3 complimentary airport lounge access per quarter
100% dining discount upto Rs. 250

2 Reward Points for every Rs 100 spent
4 Reward Points for every international transaction of Rs. 100
1000 Reward Points on 6 utility bill payments for the 1st 6 months of card setup
Early payment benefit of 100 Reward Points

Fee Waivers

Waiver on Joining Fee on spends of Rs. 4 lakhs within 90 days of card setup
Annual fee waiver on spends of more than Rs. 1 lakhs in the previous year
Waiver on 1% fuel surcharge across all petrol pumps on transactions between ₹ 500 to ₹ 10,000 only (Subject to a minimum of Rs. 10)

VISA Offers on Vṛddhi Infinite Business Card

Enjoy a host of benefits across category – apparel, travel, entertainment, lifestyle and much more.

Visit below for details - Click Now

How to Apply

For any further queries or clarifications or to apply for an IndusInd Bank Business Card, please reach us via the appended options.

E-Mail: Please write to us at corporate.cards@indusind.com
Phone Banking: Please call our 24*7 Customer Service officials on our toll free number 1860 267 7777

Vṛddhi Business Card FAQs

What is included in the shopping and Business offers on my IndusInd Bank Visa Contactless Business Card?

These offers are brought to you by Visa and comprise of shopping and Business privileges. For details, please visit www.indusind.com
If I have an IndusInd Bank Visa Contactless Business Card, will I get Visa discounts and privileges automatically?

As an IndusInd Bank Visa Contactless Business Cardholder, you are entitled to all the discounts and privileges offered under the Visa Program. However, you need to specifically ask the Visa partner for the offer to avail the same. You have the choice to make transactions at Visa Program Partner outlets without availing the offers.
If I already have a discount voucher for a particular Visa Program Partner, can I use it in combination with the Visa offer?

No. The offers made under the Visa Program cannot be clubbed with any other offer/ scheme or promotion that any of the Program Partners may extend to its customers.

Terms & Conditions

General Terms & Conditions for benefits on IndusInd Bank Visa Contactless Business Card

The benefits under the IndusInd Bank Visa Contactless Business Card Program ("Program") are offered by Induslnd Bank ("IndusInd Bank") or business associates of lnduslnd Bank on a 'best efforts basis'. IndusInd Bank does not underwrite or warrant the services performed by the air carriers or other goods/services providers associated with Program and shall not have any liability for any defect, deficiency, delay or imperfection in such goods/services or for any loss or damage that may be suffered, or for any personal injury to a Cardholder directly or indirectly by the use or non-use of the products/services provided by such air carriers or service providers.

The benefits under the Program are applicable to such persons who hold an active IndusInd Bank Visa Contactless Business Card ("Card") issued in India.

The IndusInd Bank Visa Contactless Business Cardholder (“Cardholders”) must exercise due diligence in understanding specific terms that may be applicable to such benefits.

Any disputes regarding delivery, service, quality or performance of products/services under the Program must be addressed in writing by the customer directly to the associated service providers.

Any participation / availing of the benefits by Cardholder shall be purely voluntary.

IndusInd Bank and its respective business associates reserve the right to change the Terms & Conditions of the Program at any time without prior notice.

These Terms & Conditions shall be read in conjunction with Cardholder’s Agreement and IndusInd Bank’s Terms & Conditions governing the usage of the Card and other Terms & Conditions as mentioned herein. The specific Terms & Conditions of various offers under the Program are set out below.

The Visa/MasterCard/Other Network are brought to you by Visa/MasterCard/Other Network on a best efforts basis.

The Program is open for participation to all cardholders, unless specified, who hold valid and current Visa/MasterCard/Other Network Cards issued in India and who make a minimum purchase from the Partners using these cards during the period specified by Partner. Details pertaining to the minimum purchase and validity period of the offers are available in the individual offer details/ terms & conditions of the Partners.
Cardholders must exercise due diligence in understanding specific terms that may be applicable to such offers.
Any participation/availing of the benefits by cardholders shall be purely voluntary.
Any disputes regarding delivery, service, quality or performance of Partners in the Program must be addressed in writing by the customer directly to such Partners.
All offers are subject to additional and separate terms & conditions of the Partners. Cardholders can also ascertain the applicable terms & conditions by corresponding directly with the Partner lnduslnd Bank and Visa/MasterCard/Other Network reserve the absolute right and discretion to withdraw the Program or any offer made there under by any Partner or alter any of the terms and conditions of the Program at any time without prior notice.
These terms & conditions shall be read in conjunction with lnduslnd Bank's terms & conditions governing the usage of the credit card including the Cardholders Agreement.
Cardholders must specifically request the Partner for the offers under the Program. Cardholders can also make transactions at Partner outlets without participating in the Program and availing the offers.
The offers made under the Program cannot be clubbed with any other offer/ scheme or promotion that any of the Partners may extend to its customers. Third party purchase/ bookings will not be entertained for any of the offers provided by the Partners.
Rates payable for goods & services purchased during the offer validity period are subject to service charges and applicable Government taxes.
Offers may be subject to other restriction by law.
Any dispute arising out of or in connection with this Program shall be subject to the exclusive jurisdiction of the courts in Bangalore only

Waiver of 1% fuel surcharge is applicable on transactions between ₹ 500 to ₹ 10,000 only.
The waiver is applicable across all petrol pumps in India.
The waiver can be availed only when payment is made through the IndusInd Bank Visa Contactless Business Card.
IndusInd Bank reserves the right to impose a cap on the maximum value or number of fuel transactions permitted in a month.
Please note that service tax levied on fuel surcharge (if any) will not be waived and will need to be borne by the Cardholder.

The program is applicable in select Lounges in India, via Visa’s service providers
The program is applicable for cardholders and is subject to cardholder level limits for lounge accesses
IndusInd Bank Visa Contactless Business Cardholder is eligible for one domestic airport lounge access in a quarter
Access at the lounge would be given upon successful authorization of the Visa card on the electronic terminals placed at the lounges.
Eligible cardholders will get access to the lounge, and food & beverages as applicable under the agreement between Visa and the lounge.
An authorization for an amount (₹ 2/-) will be taken on the Visa card for validation purposes only and it will not be charged to cardholder’s account.
For applicable list of lounges, please visit www.Visa.com. Please note, the domestic airport lounge is subject to change from time to time as per arrangement between Visa and the lounge.
Program is open only for cardholders carrying a valid Visa card issued in India. Only one entry per cardholder will be permitted.
The program can be modified, amended, changed or revoked anytime by Visa without prior intimation.
The access to lounge will be available on first come first serve basis.
Neither Visa nor any of its subsidiaries or affiliates nor Visa's member banks nor any of their respective subsidiaries or affiliates (collectively the "Promoters") assumes any responsibility for the products or services offered at the participating lounge. The products and services are sold or licensed or provided solely by the Service Provider, and the Promoters accept no liability whatsoever in connection with the products and services.