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 Tata AIG’s Individual Accident & Sickness Hospital Cash Policy for NRI

Tata AIG Individual Accident & Sickness Hospital Cash Policy

  1. Personal
  2. Insurance
  3. Tata AIG PA & Sickness Hospital cash

Overview

While minor accidents can indispose you temporarily, major ones can suddenly disrupt your entire life and well-being. Why let economic repercussion unsettle you or your loved ones? It’s better to stay protected with personal accident insurance. Tata AIG’s Individual Accident & Sickness Hospital Cash policy prepares you and your near and dear ones for the worst. Because no matter what, life must go on.

 

Benefits of PA

  • In-hospital indemnity for accidents - Daily cash benefit for up to 180 days of hospitalisation due to an injury or accident. No deductibles.
  • In-hospital indemnity for sickness - Daily cash benefit for up to 180 days with a one-day deductible.
  • Accident medical expense reimbursement - Reimbursement of any medical expenses incurred can be availed following an injury.
  • Coverage for the full family - 100% coverage for individual and spouse, kids get 50% coverage. 
  • Age no bar - A child as young as 6 months can be covered.
  • Flexibility - Easy renewal and benefit of sum enhancement with easy portability.

USP

Advantage

Benefits to customer

In-hospital indemnity

Daily benefit during hospitalization

Daily expense benefit for the expenses while confined in the hospital

Accidental medical expense reimbursement

Medical expenses borne are paid for

Expenses incurred for medical services and supply are reimbursed

Coverage for Individual

Benefits / Sum Insured options (in Rs.)

 5 Lacs

 7.5 Lacs

 10 Lacs

 15 Lacs

 20 Lacs

 25 Lacs

 50 Lacs

 75 Lacs

1 Crore

Annual Income Eligibility

1 Lac

1.5 Lacs

2 Lacs

3 Lacs

4 Lacs

5 Lacs

10 Lacs

15 Lacs

20 Lacs

Accidental Death

5 Lacs

 7.5 Lacs

 10 Lacs

 15 Lacs

 20 Lacs

 25 Lacs

 50 Lacs

 75 Lacs

1 Crore

Permanent Total Disability

5 Lacs

 7.5 Lacs

 10 Lacs

 15 Lacs

 20 Lacs

 25 Lacs

 50 Lacs

 75 Lacs

1 Crore

Permanent Partial Disability

2.5 Lacs

3.75 Lacs

5 Lacs

7.5 Lacs

10 Lacs

12.5 Lacs

25 Lacs

37.5 Lacs

50 Lacs

Weekly Benefit (Max 100 weeks)

5,000/week

5,000/week

5,000/week

5,000/week

5,000/week

5,000/week

7,500/week

7,500/week

7,500/week

Broken Bones

 Rs.50,000/-

Rs.1,00,000/-

Modification of Residence/Vehicle

Rs.1,00,000/-

Rs.2,00,000/-

Cost of Transporting Mortal remains

Rs.6,000/-

Cost of Performance of Death Ceremonies

Rs.5,000/-

Ambulance Hiring Charges

Rs.5,000/-

Family Transportation Benefit

Rs.5,000/-

Rs.10,000/-

Rs.15,000/-

Hospital Daily Cash (upto 30 days) - Optional Cover

Rs.500/ day

Rs.1,000/ day

Premium Excl. GST (With Hospital Daily Cash)

Rs.1,316/-

Rs.1,542/-

Rs.1,769/-

Rs.2,223/-

Rs.2,676/-

Rs.3,132/-

Rs.5,807/-

Rs.8,077/-

Rs.10,344/-

Premium Excl. GST (Without Hospital Daily Cash)

Rs.908/-

Rs.1,134/-

Rs.1,362/-

Rs.1,815/-

Rs.2,270/-

Rs.2,722/-

Rs.5,263/-

Rs.7,532/-

Rs.9,846/-

Coverage for Family

Benefits / Sum Insured options (in Rs.)

 5 Lacs

 7.5 Lacs

 10 Lacs

 15 Lacs

 20 Lacs

 25 Lacs

 50 Lacs

 75 Lacs

1 Crore

Coverage for individual is as per the previous table. Coverage for Spouse and Children is listed below:

Accidental Death - Spouse

2.5 Lacs

3.75 Lacs

5 Lacs

7.5 Lacs

10 Lacs

10 Lacs

10 Lacs

10 Lacs

10 Lacs

Permanent Total Disability - Spouse

2.5 Lacs

3.75 Lacs

5 Lacs

7.5 Lacs

10 Lacs

10 Lacs

10 Lacs

10 Lacs

10 Lacs

Permanent Partial Disability - Spouse

1.25 Lacs

1.87 Lacs

2.5 Lacs

3.75 Lacs

5 Lacs

5 Lacs

5 Lacs

5 Lacs

5 Lacs

Accidental Death - Per child

Rs.50,000/-

Rs.75,000/-

1 Lac

1.5 Lacs

2 Lacs

2.5 Lacs

5 Lacs

5 Lacs

5 Lacs

Permanent Total Disability - Per child

Rs.50,000/-

Rs.75,000/-

1 Lac

1.5 Lacs

2 Lacs

2.5 Lacs

5 Lacs

5 Lacs

5 Lacs

Permanent Partial Disability - Per child

Rs.25,000/-

Rs.37,500/-

Rs.50,000/-

Rs.75,000/-

1 Lac

1.25 Lacs

2.5 Lacs

2.5 Lacs

2.5 Lacs

Tuition fees per child - Rs.250/- per day

Rs.5,000/-

Coverage under cost of Transporting mortal remains, cost of performance of Death Ceremonies & Ambulance Hiring Charges are same as under individual

Hospital Daily Cash (upto 30 days) - Optional Cover

Rs.500/ day

Rs.1,000/ day

Premium Excl. GST (With Hospital Daily Cash)

Rs.2,042/-

Rs.2,450/-

Rs.2,813/-

Rs.3,584/-

Rs.4,356/-

Rs.4,855/-

Rs.8,077/-

Rs.10,345/-

Rs.12,659/-

Premium Excl. GST (Without Hospital Daily Cash)

Rs.1,362/-

Rs.1,769/-

Rs.2,133/-

Rs.2,903/-

Rs.3,675/-

Rs.4,174/-

Rs.7,169/-

Rs.9,438/-

Rs.11,752/-

*Note: Premium is for self+spouse+2 children

Insurance is a subject matter of solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please refer sales brochure/policy wordings carefully, before concluding a sale. The benefits and features of the product and services are purely indicative in nature. The purchase of TATA AIG General Insurance Company Limited product by IndusInd Bank Limited customers is purely on a voluntary basis. For clarifications, customers can call on 1800 266 7780 or write to customersupport@tataaig.com. This information is given by IndusInd Bank Limited whose registered office at, 2401 Gen. Thimmayya Road, Pune 411001. IndusInd Bank is a licensed Corporate Agent (License No: CA0001 CIN:L65191PN199PLC076333) of TATA AIG General Insurance Company Limited (IRDA of India Registration No.108 CIN:U85110MH2000PLC128425). The insurance product are underwritten by TATA AIG General Insurance Company Limited.

IndusInd Bank Limited with its registered office at 2401, Gen Thimmayya Rd. (Cantonment), Pune-411001 is the Corporate Agent of  TATA AIG General Insurance Company Limited vide corporate agency license CA0001 and does not underwrite the risk or act as an insurer.

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