Instant Personal Loan of ₹1 Lakh

Unexpected expenses can catch you off guard. Whether it's a medical emergency, home repair, or pursuing further education, financial needs can arise when you least expect them. This is where an instant loan of ₹1 Lakh can be a lifesaver.

A ₹1 Lakh personal loan is a small but significant loan amount, allowing immediate access to funds for various purposes. Before you apply for a ₹1 lakh loan, you must understand the financial benefits it can offer.

Features and Benefits of ₹1 Lakh Personal Loan

100% Online Paperless Process

100% Online Paperless Process

Attractive Interest Rates

Attractive Interest Rates

Instant Approvals

Flexible Repayment Options

Low Processing Fee

Direct money transfer in your account

Avail ₹1 Lakh Personal Loan for Various Purposes

Here's how a ₹1 Lakh Personal Loan from IndusInd Bank can empower you:

Transform Your Home: Whether you want to remodel your kitchen, upgrade your bathroom, or create that home office you have always wanted, do it with a ₹1 Lakh Personal Loan for Home Renovation.

Celebrate the Big Milestones in Life: Whether it is a dream wedding, a milestone birthday, or organising a family reunion, a ₹1 Lakh Personal Loan can help you plan an event to remember. From venue costs to catering, decor, and more, IndusInd Bank’s support ensures a truly special celebration.

Explore the World: Make that dream vacation a reality with a ₹1 Lakh Personal Loan for Travel. Explore exotic destinations, opt for luxurious stays, and create memories that will last a lifetime.

Take Care of Medical Expenses with Ease: Unexpected medical bills can be overwhelming. A ₹1 Lakh Personal Loan for Medical Emergencies provides a financial safety net. With instant access to funds in your bank account, you can ensure quality healthcare for yourself and your loved ones without delay.

Consolidate Debt: With our ₹1 Lakh Personal Loan for Debt Consolidation, you can combine multiple high-interest debts into a single, manageable loan with a competitive interest rate. By doing so, you pave the way for a debt-free future.

Personal Loan EMI Calculator

Plan your repayment of the ₹1 Lakh loan amount easily with our Personal Loan EMI Calculator, even before you apply for it.

I wish to avail a Personal loan amounting at interest rate for approximately months.

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These Calculations may vary from actual figures. For more details, visit here.

Eligibility Criteria for a ₹1 Lakh Personal Loan

Whether you are a salaried employee, a business owner, or a self-employed professional, IndusInd Bank's Instant Personal Loan can provide you the funds you need. With no physical documentation and complete digital process, you can secure an instant ₹ 1 Lakh loan using only your PAN card and Aadhar number.

Check your eligibility for a ₹1 Lakh Personal Loan here.

₹1 Lakh Personal Loan Interest Rates

IndusInd Bank offers attractive interest rates on personal loans.

Personal Loan Interest Rates Starting from 10.49%
Loan Amount ₹ 30,000 - 50 Lakhs
Loan Processing Fees Up to 3.5%
Loan Tenure 12 - 60 months
Stamp Duty At actuals (as per state)

*All Fees & Charges exclude applicable Government taxes or charges.

*You can obtain an online instant personal loan for amounts between ₹30,000 to ₹5 Lakhs and tenure ranging 12 - 48 months.

How to Apply for a ₹1 Lakh Personal Loan?

Looking for a hassle-free borrowing experience? With IndusInd Bank, you can apply for a personal loan online – no paperwork or bank visits required.
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Apply Instant Personal Loan Online - IndusInd Bank
  • Documents Required For Personal Loan - IndusInd Bank

    Click on ‘Apply Now’ button and provide us with basic details about yourself and the loan amount you need.

  • Quick Personal Loan Online - IndusInd Bank

    We will quickly check your eligibility and present you with the best loan offer.

  • Personal Loan Kyc Documents - InduInd Bank

    Complete a simple video KYC and digitally sign your loan agreement.

  • Get Personal Loan - IndusInd Bank

    Once approved, the disbursement of funds in your bank account is instant.

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Personal Loan FAQs

  • Can I get a Personal Loan of ₹1 Lakh?

    Yes, you can get a personal loan of ₹1 Lakh from IndusInd Bank based on your creditworthiness and eligibility criteria.

  • What is the processing time for a personal loan of ₹1 Lakh?

    The processing time for a ₹1 Lakh personal loan varies. If your details are correct and get verified in real time, your personal loan can be disbursed within a few hours. However, in some cases, it might take longer.

  • What is the maximum repayment period for a ₹1 Lakh personal loan?

    You can choose to avail an instant Personal Loan of ₹1 Lakh with tenure ranging from 12 to 48 months.

  • How do I know if I am eligible for a ₹1 Lakh personal loan?

    You should know that various factors like your credit score, monthly income, employment status and existing financial obligations, determine your eligibility for a ₹1 Lakh personal loan.
  • What are the factors that can affect ₹1 Lakh personal loan EMI?

    Factors affecting the ₹1 Lakh personal loan EMI include your re-payment history, loan tenure, interest rate etc.

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up to 7.99% interest p.a

Senior Citizen

up to 8.25% interest p.a

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