SFlexible options to pay through EMI, Reward points or Credit.
This first-of-its-kind card in India brings together a variety of benefits that treat you to the very best of a Credit and Debit Card.
Unexpected expenses can catch you off guard. Whether it's a medical emergency, home repair, or pursuing further education, financial needs can arise when you least expect them. This is where an instant loan of ₹1 Lakh can be a lifesaver.
A ₹1 Lakh personal loan is a small but significant loan amount, allowing immediate access to funds for various purposes. Before you apply for a ₹1 lakh loan, you must understand the financial benefits it can offer.
100% Online Paperless Process
Attractive Interest Rates
Instant Approvals
Flexible Repayment Options
Low Processing Fee
Direct money transfer in your account
Here's how a ₹1 Lakh Personal Loan from IndusInd Bank can empower you:
Transform Your Home: Whether you want to remodel your kitchen, upgrade your bathroom, or create that home office you have always wanted, do it with a ₹1 Lakh Personal Loan for Home Renovation.
Celebrate the Big Milestones in Life: Whether it is a dream wedding, a milestone birthday, or organising a family reunion, a ₹1 Lakh Personal Loan can help you plan an event to remember. From venue costs to catering, decor, and more, IndusInd Bank’s support ensures a truly special celebration.
Explore the World: Make that dream vacation a reality with a ₹1 Lakh Personal Loan for Travel. Explore exotic destinations, opt for luxurious stays, and create memories that will last a lifetime.
Take Care of Medical Expenses with Ease: Unexpected medical bills can be overwhelming. A ₹1 Lakh Personal Loan for Medical Emergencies provides a financial safety net. With instant access to funds in your bank account, you can ensure quality healthcare for yourself and your loved ones without delay.
Consolidate Debt: With our ₹1 Lakh Personal Loan for Debt Consolidation, you can combine multiple high-interest debts into a single, manageable loan with a competitive interest rate. By doing so, you pave the way for a debt-free future.
Plan your repayment of the ₹1 Lakh loan amount easily with our Personal Loan EMI Calculator, even before you apply for it.
These Calculations may vary from actual figures. For more details, visit here.
Whether you are a salaried employee, a business owner, or a self-employed professional, IndusInd Bank's Instant Personal Loan can provide you the funds you need. With no physical documentation and complete digital process, you can secure an instant ₹ 1 Lakh loan using only your PAN card and Aadhar number.
Check your eligibility for a ₹1 Lakh Personal Loan here.
IndusInd Bank offers attractive interest rates on personal loans.
Personal Loan Interest Rates | Starting from 10.49% |
Loan Amount | ₹ 30,000 - 50 Lakhs |
Loan Processing Fees | Up to 3.5% |
Loan Tenure | 12 - 60 months |
Stamp Duty | At actuals (as per state) |
*All Fees & Charges exclude applicable Government taxes or charges.
*You can obtain an online instant personal loan for amounts between ₹30,000 to ₹5 Lakhs and tenure ranging 12 - 48 months.
Click on ‘Apply Now’ button and provide us with basic details about yourself and the loan amount you need.
We will quickly check your eligibility and present you with the best loan offer.
Complete a simple video KYC and digitally sign your loan agreement.
Once approved, the disbursement of funds in your bank account is instant.
Yes, you can get a personal loan of ₹1 Lakh from IndusInd Bank based on your creditworthiness and eligibility criteria.
The processing time for a ₹1 Lakh personal loan varies. If your details are correct and get verified in real time, your personal loan can be disbursed within a few hours. However, in some cases, it might take longer.
You can choose to avail an instant Personal Loan of ₹1 Lakh with tenure ranging from 12 to 48 months.
Factors affecting the ₹1 Lakh personal loan EMI include your re-payment history, loan tenure, interest rate etc.