T&C for Special Reward Point Campaign June 2024

Offer: 

• Do 3 transaction or more of total value of Rs 3,000 
• Minimum spends required is Rs 3,000
• Offer validity – 15th May to 30th June 2024
• Get flat 500 Reward Points
• Offer is valid on selected IndusInd Bank Credit Card customers who have received communication on their registered Mobile no/Email ID.
• Maximum Reward Points that can be earned under this program is 500.
• The participation in the offer is entirely voluntary and it is understood, that the participation by the Cardholders shall be deemed to have been made on a voluntary basis

Generic Terms & Conditions:

• ‘Accelerated Reward Points Program (“Program”) is open to Selected Credit Cardholders of IndusInd Bank Limited (“IndusInd Bank”/” Bank”), who have a valid and open IndusInd Bank Credit Card and who have received communication regarding the offer (“Eligible Cardholders” and “Eligible Card Account”).
• Fulfillment of the offer will be done within 90 days of the end of the Program Period.
• Exclusion to Spend: Wallet loading (MCC 06540), Rental payment transaction (MCC 06513), Utilities payment (04900), Educational Fee Payments (MCC 8211, 8220, 8241, 8244, 8249, 8299) Cash Withdrawals, Fees, Interest Charges, any other charges, EMI, Loan taken on the Credit Card and any transaction other than a Purchase Transaction will not be considered for the purpose of calculating achievement towards the Spend Levels.
• This Program is only valid for transactions done and settled between Offer Validity date mentioned above (both days included). Here, “settled” means, transactions which are successfully posted to bank server. If for any transaction for which settlement is done at a later date (outside offer period) due to delayed settlement by merchant or what so ever reason, bank will not be obliged to pay any benefit for that and the same transaction will not be counted as eligible spend.
• For the purpose of this Program, spends would mean the sum of all Purchase Transactions done using the IndusInd Bank Credit Card through Point of Sale (Card Present) Purchase, Online or E-Commerce/M-Commerce Internet Transaction, IVR Transaction, Mail Order/Telephone Order Transaction. All Purchase transactions will be considered for the purpose of calculating achievement towards the Spend Levels. 
• Cardholder will be eligible for benefits under this Program only if the eligible Spends are equal to or greater than the Minimum Spend Level (Qualification Criterion)
• Spends made using Add-on cards will accrue in the account of the Primary Cardholder under this Program.
• Purchase Reversal Transaction Amount posted on Cardholder’s Card Account during the Program Period + 7 (Seven) Calendar Days will be deducted from the eligible Spends for the Purpose of calculating Spends Achievement irrespective of whether the Original Transaction corresponding to this Reversal was done during the Program Period or before the Program Period.
• To be eligible for participating in the Program, the Cardholder must maintain a clean payment record in respect of his/her Card; i.e. the Cardholder should not have failed to pay the minimum amount due on his/her Card during the Offer Period or at the time of evaluation of the winners.
• In case a Cardholder, is holding two or more Eligible Credit Cards from IndusInd Bank, the Spends done on one Card account will not be added/clubbed with Spends done on the other Card account. Each Credit Card account will be considered separately.
• IndusInd Bank shall not be liable or responsible for non-receipt or delivery of any SMS/other communication relating to this Program due to any reason beyond the control of IndusInd Bank. IndusInd Bank reserves the right to modify/amend any communication/SMS related to the Program at any later date during the Program Period.
• All applicable taxes, duties, levies of whatsoever nature in connection with the Program shall be borne solely by the Cardholder.
• The participation in the Program shall constitute deemed acceptance by the Card member of all the terms and conditions governing the Program.
• The Bank at its sole discretion can decide Cardholders who can avail this Program. Delinquent Credit Card members will not be eligible for the benefits of this offer. "Delinquent Credit Card Account" means an account of a Cardholder which has outstanding which is past due or which, in the sole opinion of the Bank, has unsatisfactory credit standing. Cardholders, whose Credit Card accounts are currently delinquent or become delinquent at any time before the Fulfillment Date, will be ineligible for the benefits of this Program.
• If the Cardholder ceases to be a Cardholder at any time during the Program Period or before the Fulfillment Date, all benefits under the Program shall lapse. This includes any relationship terminated either by the Bank or the Cardholder.
• In all matters relating to the Program, the decision of IndusInd Bank shall be final and binding in all respects.
• The Bank reserves the right at any time without prior notice to add, alter, modify, all or any of these terms and conditions or replace, wholly or in part, this Program by any other Program, whether similar or different to this Program or to withdraw it altogether without giving prior notice.
• The terms and conditions of the Program shall be in addition to and not in substitution/derogation to the Primary Terms and Conditions governing the Card and shall at all times be read along with the terms of the Cardholders’ Agreement and such other terms and conditions that the Bank may deem appropriate in its sole discretion. Any irreconcilable contradiction between the terms and conditions contained herein and the Cardholders’ Agreement, then the terms of the Cardholders’ Agreement to prevail the present conditions.
• In case the Cardholder has any issues/disputes regarding the Offer, he/she must raise his or her concerns before 3 months of the offer end date. 
• Any disputes raised post this date will not be entertained by the Bank. Any disputes arising out of this Program shall be subject to the exclusive jurisdiction of competent courts in Mumbai only.