Terms & Conditions for Festive Offer on IndusInd Bank Debit Cards

Introduction:

  • The IndusInd Bank Limited (ā€˜Bankā€™) has brought Festive Offers for its customers holding a valid Bankā€™s Debit Card (RuPay, Mastercard and VISA).

Offer Period:

  • The Offer is valid from 3rd October 2024 to 10th November 2024 (ā€˜Offer Periodā€™). Participation in the Offer is voluntary.

Offer Construct:

  • This Festive Season, spend with your IndusInd Bank Debit Card and stand a chance to win up to Rs 10,000 worth of Shop Plus points, redeemable as vouchers of Ā Top Brands like Amazon, Flipkart, Myntra, MakeMyTrip, HPCL,BPCL and 150+ other brands.
  • The details of the offer are tabulated below:
Grande World Debit Cards and
Pioneer/Solitaire/Pioneer Private Debit Cards
Cumulative Spend Shop Plus Points
25,000 to 49,999 worth Rs 500
50,000 to 99,999 worth Rs 1,500
1,00,000 to 1,99,999 worth Rs 4,000
2,00,000 and above worth Rs 10,000
All other Debit Cards
Cumulative Spend Shop Plus Points
25,000 to 49,999 worth Rs 250
50,000 to 99,999 worth Rs 1,000
1,00,000 and above worth Rs 4,000

Exclusions:

  • ATM transactions will not be eligible for this offer.
  • Any transaction reversal/ refund in either full/partial, will not be considered for this offer.
  • Offer is valid only on eligible online and/or offline transactions made by the Cardholder by using the Debit Card except the transaction(s) made for wallet recharge, credit card bill payments, insurance payments and ATM withdrawals.
  • List of Merchant Category Codes excluded for eligible spends: 5960, 6011, 6012, 6050, 6051, 6211, 6300, 6540

Offer Terms and Conditions:

  • Offer is valid on both online and offline transactions made by the Cardholder
  • Cardholder must do at least one ecommerce transaction during the offer period to be eligible for the Shop Plus points
  • Shop Plus points capped at 10,000 for Grande, Pioneer, Solitaire, Pioneer Private Debit Cards and 4,000 for all other Debit Cards will be credited to customers after the end of the offer period, latest by 30th November 2024
  • Shop Plus points once credited will be valid for a period of 3 months from date of posting and any unused point(s) will expire at the end of this period
  • Account status and Debit Card status must be active at the time of posting Shop Plus Points
  • Regular Debit Card Terms and Conditions shall continue to apply.

Steps to redeem Shop Plus Points:

Eligible cardholders qualifying as winners under the festive offer will get Email and SMS notification to redeem Shop Plus points.

To redeem, follow the below steps:

  • Visit the official website using this link:Ā https://www.gyftr.com/indusindshopplus/
  • Login using your registered mobile number.
  • Enter the OTP received on your mobile device.
  • Hover your mouse over the relevant category. Click on the brand whose gift card you want to redeem. You can also type in the name of the brand in the search bar present in the header area and click on the search icon.
  • On the brand page that opens, select the denomination (gift card/benefit value) and quantity of the gift card.
  • Click on the Terms and Conditions link present in the Order Summary section of the page. Read the terms and conditions carefully.
  • Tick mark on the Shop Plus button pay using Shop Plus amount and make pending payment using your IndusInd Bank Debit Card (if required)
  • You will receive your e-gift card on your registered email and mobile number in a few minutes after the successful completion of the payment process.

General Terms and Conditions:

  • The participation in the Offer(s) is entirely voluntary and it is understood, that the participation by the Cardholder(s) shall be deemed to have been made on a voluntary basis.
  • The Offer(s) is applicable on the domestic and/or international transactions made by the Cardholder(s) with the Debit Card.
  • If the Cardholder(s) cease(s) to be the Cardholder(s) at any time before Shop Plus points are given/credited to the Cardholder under the Offer, all the benefits under the Offer(s) shall lapse and shall not be available to the Cardholder(s).
  • Any Cardholder participating in the Offer shall be deemed to have read, understood and accepted these terms and conditions and these terms shall be in addition to and not in derogation of other applicable terms and conditions of any account or any other facility / services offered by the Bank and / or such other terms and conditions as may be specified by the Bank.Ā  All capitalized terms used but not defined herein shall have the respective meanings ascribed to it in the Primary Terms and Conditions available at https://www.indusind.com/in/en/personal/terms-and-conditions.htmlĀ 
  • The Bank reserves the right at any time without any prior notice to add, alter or modify all or any of these terms and conditions or replace, wholly or in part, the Offer(s) by any other offer, whether similar to this Offer(s) or to withdraw it altogether without giving prior notice to the Cardholder(s).
  • Any queries in respect to this Offer can be raised by the Cardholder(s) with the Bank through phone banking within India at 18602677777 and outside India at 022-44066666.
  • In all matters relating to the Offer, the decision of the Bank shall be final and binding in all respect.
  • All applicable Government duties, taxes and levies including but not limited to GST, TDS, any Local Tax, Octroi etc., will be payable by the Cardholder(s).
  • The Bank may at its sole discretion extend the Offer Period or revoke the Offer earlier as it may deem fit.
  • This Offer shall be subject to all applicable laws, regulatory guidelines, rules, regulations, notifications etc. as may be applicable from time to time.
  • The Bank reserves the right to disqualify at its sole discretion the Cardholder from theĀ Ā  Offer and its benefits, if any fraudulent activity on the part of the Cardholder is identified for the purpose of availing the Offer and its benefits by use of the Debit Card of the Bank.Ā 
  • Any Cardholder availing this Offer will be deemed to have accepted the Offer terms and conditions.
  • Nothing herein amounts to a commitment by the Bank to conduct further, similar or other offers.
  • These terms & conditions of the Offer shall be governed and interpreted as per the laws of India and any dispute relating to these terms & conditions shall be subjected to the exclusive jurisdiction of the courts at Mumbai.
FD Rate FD Rate
FD Rate
Regular Fixed Deposit

up to 7.75% interest p.a

Senior Citizen

up to 8.25% interest p.a

BOOK FD