Central Know Your Customer, also known as CKYC, is an initiative by the Government of India to standardize the Know Your Customer (KYC) process across all financial institutions and a centralised repository for KYC Details. CERSAI (Central Registry of Securitisation and Asset Reconstruction) oversees the CKYC Registry. Central KYC Registry is a centralized repository of KYC records of customers in the financial sector with uniform KYC norms and inter-usability of the KYC records across the sector with an objective to reduce the burden of producing KYC documents and getting those verified every time when the customer creates a new relationship with a financial entity.

• CKYC number is a unique 14-digit CKYC number is generated that can be used across financial Institutions
• KYC information is stored in a centralised database accessible by all financial institutions.
• Reduces the need for physical documentation, promoting paperless transactions.. It eliminates the need for physical copies of KYC documents, as all the documents are stored online digitally.
• If you carry out changes in KYC details, it will automatically be reflected across all the connected institutions. This ensures up-to-date databases and eliminates the need for you to go to your financial service provider and update your KYC details.
• CKYC enables banks and financial institutions to access and manage customer information, thereby improving overall efficiency.

• Customer needs to submit KYC details at the time of opening the relationship with the bank
• Once Account/Relationship is opened Bank updates the KYC details to CKYCR who generates the CKYC number in case customer does not have unique CKYC number already allotted
• If the number is already allotted KYC details are updated with the CKYCR basis latest and updated KYC documents provided by the customer.
• Your CKYC Number can be used PAN India without repeating KYC documentation.

• CKYC can be fetched from CERSAI using below modes , Please visit CKYC Home Page https://www.ckycindia.in/ckyc/?r=home
• Give a missed call to 7799022129 to download your CKYC card
• You may now fetch your CKYC card through Digilocker
• Fetch your CKYC card using 'View your CKYC card' feature
• http://ckycindia.in/kyc/getkyccard

For further details you may visit the CKYC website using below links.
https://www.ckycindia.in/ckyc/index.php

• CKYC Video Link
  https://www.ckycindia.in/ckyc/assets/images/CKYCvideoforReportingEntities.mp4
  https://www.ckycindia.in/ckyc/assets/images/CentralKYCRecordsRegistryCustomerAwarenessVideo.mp4
• CKYC – Know more
  https://www.ckycindia.in/ckyc/assets/images/about_us.pdf