RBI Retail Direct Scheme

  • Retail investors (individuals) now have the facility to open and maintain the ā€˜Retail Direct Gilt Accountā€™ (RDG Account) with RBI.
  • RDG Account can be opened through an ā€˜Online portalā€™ provided by RBI for the purpose of the scheme.
  • The ā€˜Online portalā€™ will also give the registered users access to primary issuance of Government securities and Trading in Secondary Markets, access to NDS-OM platform and investment in Sovereign Gold Bonds.
  • The scheme of Reserve Bank of India (RBI) Retail Direct has been formulated as a one-stop solution to facilitate investment in Government Securities by individual investors.
  • Minimum Investment amountĀ of Rs. 10,000Ā for Government of India Treasury Bills (T-Bills), Government of India dated securities (dated G-Sec) and State Development Loans (SDLs) orĀ One Gram of GoldĀ through Sovereign Gold Bonds (SGB); also these securities can be gifted/transferred to a relative/friend/anybody who fulfils the eligibility criteria in accordance with the provisions of the Government Securities Act, 2006 and Government Securities Regulations, 2007.
  • Click hereĀ to open account under the RBI Retail Direct Scheme. Alternately, you can get in touch with relationship manager for any queries.

FD Rate FD Rate
FD Rate
Regular Fixed Deposit

up to 7.75% interest p.a

Senior Citizen

up to 8.25% interest p.a

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