Gold Loan

Overview

We know your gold is worth a thousand sentiments and opportunities. Presenting IndusInd Bank Gold Loans - Smart way to fund your dreams.

Swift : Walk in with Gold and walk out with Loan
Simple: Easy Documentation and Attractive Interest Rates. Additional discount for Women Borrowers and Agricultural Profession
Secure : Gold valued and sealed in your presence to ensure peace of mind
Smart : Lower outflow on a monthly basis as compared to various other forms of credit

Click here to download application form.

Click here for terms and conditions.

Click here to download Loan Agreement.

Benefits of Gold Loan

Minimum Documentation

Instant Disbursal

Tenure: 3-12 months

Up to 20 Lakh Loan

Fees & Charges of Gold Loan

When you sign up for our Savings Account, certain fees and charges may be applicable. These charges are nominal, transparent and disclosed by IndusInd Bank upfront so that you know what you are paying or being charged for.

Please click here to see the detailed Schedule of Charges for the account variant.

Gold Loan Interest Rates

APR DATA for Q1 FY2425
BANK ROI			APR
Minimum	Maximum	Average	Minimum	Maximum
10.35%	17.05%	11.93%	10.67%	17.37%

Gold Loan Eligibility

Eligibility Criteria of Gold Loan

Individual borrowers (Age: 18-70 years)
Non-individual borrowers (Age: 3 years)
Disbursal mode Cash, pay order, NEFT and RTGS
No income proof needed for loans up to Rs 15 lakh

You can apply for a Gold Loan online. Please click on the Apply Now button on this page. fill in your details and submit. We will get back to you for further processing. Alternately, you can nearest branch.

Documentation

Identity Proof
Residence Proof
Photograph
Signature Proof

Note : The bank may seek additional documents for sanction of loan facility, where necessary.

Gold Loan FAQs

Why take IndusInd Bank Gold Loan?

Whatever be your need, Gold Loan can serve as a smart loan solution to meet it. Experience it and enjoy the following benefits:
- Swift loan - Our loan sanction and disbursal is one of the quickest with Simple documentation.
- Transparency – All costs and charges are communicated up front while providing the loan quotation to help you make the best choice for you.
- Interactive process – Our Bank officials will assist you at the branch during the processing of the Gold Loans and guide you through the different product offerings, enabling you to make the best choice for you.
What are the features of IndusInd Bank Gold Loan ?

IndusInd Bank Gold Loans is a smart way to fund your dreams by unlocking the value of gold in your possession.
Loan Amount: You can get a loan upto INR 10,00,000
Immediate Loan: Gold Loan is the quickest possible form of loan to meet any immediate requirement you may have.
Security: Assurance of the security of your gold. The gold is sealed in your presence and vaulted in the safe keeping of the bank
Additionally, if you are an IndusInd Bank customer, you get easier repayment options and lesser documentation, making the loan process simpler for you.
What can a Gold Loan be used for?

Gold Loan can be used for any legitimate personal purpose or business purpose. The loan cannot be used for speculative purpose such as purchase of land or gold, capital market investments or any anti-social purpose.
How do I approach IndusInd Bank for a Gold Loan ?

Simply walk into any of our branches, in the select cities where we offer Gold Loans.
What are the different type of repayment option available in gold loan ?

Monthly interest payment and repayment of principal on maturity date Equated Monthly Instalment option

Mutual Funds

IndusSmart is an online Mutual Fund platform by IndusInd Bank and designed to help you learn, invest and plan for all your investment goals.

Key Feature and Benefits

No need to sign up, log in with your IndusBank account’s credentials.
Invest in 1000+ schemes from day one.
Thorough suitability check to safeguard you from high-risk schemes.

Apply Now

Know More

Forex Card

Buy prepaid Forex Cards and reload them as and when needed, buy and sell foreign currency cash and send money abroad.

Key Feature and Benefits

A name you can trust
Easy Delivery Options
Forex Card at Zero Currency Conversion Charges
Hassle-Free Faster Online Process

Apply Now

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Savings Account

Discover the Indus Care Savings Account, crafted to support your financial well-being with exclusive wellness benefits. Secure your future with an account that truly cares for you.