What is zero balance savings account?

A zero balance savings account is unique savings account wherein you don’t need to maintain a minimum balance to operate the account. You can easily open a zero-balance account online and manage your savings at attractive interest rates. Only initial funding of Rs 10000 is required for this account

What is an Instant Savings Account?

An instant savings account offers you the convenience of opening an account without ever visiting the branch. With a 100% paperless and digital instant savings account opening process, you can enjoy maximum convenience and start saving from the comfort of your home. All you need to do is provide your PAN and Aadhaar card to open your instant savings bank account at attractive interest rates.

How to open a zero balance account?

Zero balance account opening is a hassle-free process. For an online bank account opening with zero balance, you need to follow these few easy steps- Verify your PAN and Aadhaar Card Fill in the application form with the necessary details Complete your video-KYC with our representative Fund your account With a digital application process, it will take only a few minutes for zero balance account opening online.

Can I open a zero balance account online?

Yes, you can easily request a zero balance account opening online in few simple steps. Zero balance savings account online is a deposit account offering you attractive interest rates and world-class banking facilities with minimum requirements. To open a zero balance account online, all you need is your PAN and Aadhaar card to verify your details. Enjoy a hassle-free process for zero account opening online with IndusInd Bank.

Who can open a zero balance account?

To open an online zero balance account, the applicant needs to be at least 18 years of age with a valid Aadhaar card number linked to their mobile and a copy of the PAN card. Further, to open a zero balance account instantly, the applicant must have a camera facility on their desktop/laptop for the video-KYC.

How to open a zero balance account without a PAN card?

For a zero balance account opening with IndusInd Bank, you need to submit a copy of your PAN and have a valid Aadhaar number linked with your mobile. You cannot open a zero-balance savings account online without a PAN card.

Can I open a zero balance account in IndusInd Bank?

Yes, IndusInd Bank offers you an easy zero balance savings account opening. Indus Delite, our unique zero balance savings account, lets you enjoy the best banking services at zero balance requirements and attractive interest rates. You can now open an online zero balance account from anywhere. All you need is your PAN and Aadhaar to verify your details and open a savings account instantly. Complete the application process online and open a zero balance account without any restrictions.

How to open a zero balance account in IndusInd Bank?

IndusInd Bank offers you a quick and hassle-free process to open a zero-balance savings account. With our four-step simple process, you can use your zero-balance bank account without any limitations. All you need to do is- Verify your PAN and Aadhaar Card Fill in the application form with the necessary details Complete your video-KYC Fund your Account At IndusInd Bank, online bank account opening with zero balance takes only a few minutes.

Can I open an Instant Savings Account online?

Yes. You can easily open instant savings account online with a hassle-free, paperless process.

How can I track my Instant Savings Account?

When you get an instant zero balance savings account opened online, you can easily track and manage your account by downloading the IndusMobile app

How to use the Instant Savings Account?

With an instant savings account, you can deposit and manage your funds seamlessly at great interest rates. This savings account comes with a complementary virtual debit card, which is easily accessible on the Indus mobile app to make safe and secure digital transactions seamlessly. The app can be used to pay bills, order online, book cabs and more. Instant savings account online is your gateway to a world of financial convenience!

What are the interest rates on opening an Instant Savings Account?

Your Indus Delite account not only offers seamless instant savings account opening process, but you can earn attractive interest rates on your savings. Open an instant savings account and grow your funds hassle-free.

How can I open a bank account online instantly?

You can open a savings account online instantly with IndusInd Bank in just four easy steps. To get started, you need to submit your PAN and Aadhaar card and fill in a quick application form with all the necessary details. Our bank representative will get in touch with you for the video-KYC process. And that’s it! You can open instant savings account online with a few clicks.

Open Indus Privilege Prime Savings Account

Say hello to high returns on your savings with Indus Privilege Prime Savings Account. Enjoy seamless banking with zero charges on essential services like IMPS, NEFT, RTGS, and UPI payments. Unlock exclusive rewards on debit card transactions and benefit from unlimited free cash withdrawals at all IndusInd Bank ATMs countrywide. Manage your money effortlessly while making every rupee count!

Transparent Rewards: Earn while you shop

FREE withdrawals across all IndusInd Bank ATMs in India

Seamless Online Transactions via UPI/Debit Card

Instant Access to a Credit Line up to ₹5 lakh

Interest Rate: up to 7% p.a.

Features of Privilege Prime Savings Account

Indus Privilege Prime Savings Account offers the flexibility of a savings account along with FD-like returns.

Welcome to the Indus Privilege Prime Savings Account, designed to enhance your banking experience with a suite of exclusive benefits and seamless services.

Benefits	Savings Worth
Annual INDIE GEMS worth	30,000
Free Movie tickets in a year on bookmyshow.com	2,000
TOTAL SAVINGS WORTH	32,000

Get assured 2% and up to 3% rewards on your chosen brands & fuel spends (1 reward point = ₹1)
Instant credit line of up to ₹5 lakh(subject to eligibility)
Up to Zero forex mark-up
Complimentary VISA Platinum Debit Card
Buy 1 Get 1 Movie Ticket on BookMyShow (twice per quarter)
Earn up to 3% Gems on Fuel Transaction via INDIE UPI handle and Debit Card (Max 500 gems per month)
Earn Indie Gems on Bill Payments per month

Up to 7% p.a. returns on savings & Up to 7.75% p.a. returns on FD
Unlimited free ATM transactions at any IndusInd bank ATMs
1 Cheque book free per quarter
Unlimited free cash withdrawal transactions
Auto sweep-in/sweep-out on FD
Zero charges on essential banking services

Recommended Debit Card for Indus Privilege Prime Savings Account

VISA Platinum Debit Card

Earn up to 0.25% Gems on Debit Card transactions

Earn 2% Gems on shopping from your preferred brands & on fuel spends

Buy 1, Get 1 free movie ticket on BookMyShow

Discounted cross-currency mark up @2%

Daily Limits: Rs 1,50,000/- ATM; Rs 3,00,000/- POS (Point-of-Sale)

Issuance/ Annual Fee: NIL

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Fees and charges for Indus Privilege Prime Savings Account

When you sign up for our Savings Account, certain fees and charges may be applicable. These charges are nominal, transparent and disclosed by IndusInd Bank upfront so that you know what you are paying or being charged for.