IndusInd Bank World Delights Debit Card

Overview

Step into the world of exclusive delights with exciting cashback & extravagant privileges that will make your life more convenient and luxurious. Enjoy a whopping 5% cashback on all your Fuel, Dining (including food delivery), and Entertainment (inclusive of OTT subscriptions, movies & multiple leisure activities) transactions. Unwind and relax at airport lounges, tee off at some of the most exclusive golf courses around the country and much more with your World Delights Debit Card

5% Cashback on Fuel, Dining, Entertainment, OTT

Complimentary Airport Lounge & Golf Access

Buy One Get One Movie Ticket on BookMyShow

10% Discount on Swiggy & Big Basket

Daily Limits: Rs 1,50,000/- ATM; Rs 3,00,000/- POS (Point-of-Sale)

Issuance/Annual Fee of ₹2,500 + Taxes/ ₹1,499 + Taxes

World Delights Debit Card Benefits

Other Benefits on your card

3,00,000

Lost Card Liability

30,00,000

Air accident insurance

2,00,000

Personal accident insurance

50,000

Purchase Protection

Yes

Tap and pay

2%

Discounted Cross Currency markup*

For details of Insurance cover and process to claim Insurance, click here.

*An exchange rate is applied by the networks (VISA / MasterCard / RuPay) for processing the conversion from INR to the foreign currency.

Value Chart

Benefits*	Annual Savings
5% Cashback on Fuel/Dining/Entertainment/OTT# (On spends of up to ₹20,000/month)	₹ 12,000
Complimentary Lounge Access (2/quarter)	₹ 12,000
Complimentary Golf Access (4 rounds/year + 12 lessons/year)^{^}	₹ 44,160
1+1 Movie Ticket on BookMyShow (4 tickets of ₹350 each/qtr)	₹ 5,600
Up to 20% Discount on Big Basket (Estimated at ₹500/month)	₹ 6,000
Up to 20% Discount on Swiggy (Estimated at ₹600/month)	₹ 7,200
Total Savings	₹ 86,960

^* IndusInd Bank reserves the right to change, alter, or terminate any benefit at its sole discretion.
^# OTT refers to audio/video platform services over Internet like Netflix, Amazon Prime, Zee5, Spotify, etc.
^{^} Estimated at card networks standard rates of 57$ per round and 27$ per lesson

Details on Cashback

Successful transactions done by the Cardholder/s using World Delights Debit Card will be eligible to earn IndusReward points on the following categories with Merchant Category Codes (MCC) as per Network Partners (Visa/Mastercard):

Category	Merchant category Codes (MCC)
Fuel	5172 , 5541 , 5542 , 5983
Dining	5462 , 5499 , 5811 , 5812 , 5813 , 5814 , 5821 , 7011
Entertainment	4899 , 5815 , 5818 , 5968 , 7032 , 7033 , 7829 , 7832 , 7841 , 7911 , 7922 , 7929 , 7932 , 7933 , 7941 , 7991 , 7992 , 7996 , 7997 , 7998 , 7999

5 IndusReward Points for every Rs. 100/- (Rupees One Hundred Only) will be awarded on successful transactions done by the Cardholder/s using per World Delights Debit Card on the above categories with Merchant Category Codes (MCC). IndusReward points shall be awarded as per round off value. Any transaction by the Cardholder using the World Delight Debit Card of value less than Rs.100/- (Rupees One Hundred Only) will not be eligible and will not be awarded any IndusReward point(s). If a successful transaction value is Rs.550/-(Rupees Five Hundred and Fifty Only), then 25 points shall be awarded i.e. (500/100*5) and remaining value Rs.50/- (Rupees Fifty Only) in this case, shall not be considered.
Dining category with the abovementioned Merchant Category Codes (MCC) does not include restaurants and bars operating as a part of hotels/motels of accommodation, room service of hotels and motels of accommodation chains. Successful transactions done by the Cardholder/s using the World Delights Debit Card at standalone eateries like bakeries, restaurants, bars and nightclubs will be eligible for IndusReward points.
Entertainment category with the abovementioned Merchant Category Codes (MCC) does not include online gaming and/or gambling. Successful transactions done by the Cardholder/s for entertainment i.e. OTT subscriptions, movie theatres, golf courses, amusement parks, circuses, zoos, recreational & sporting camps will be eligible for IndusReward points.
Maximum IndusReward points that can be earned by a Cardholder per World Delights Debit Card in a month will be capped at 750 (Seven Hundred and Fifty) IndusReward points. Value of 1 IndusReward point is equal to Re. 1 (Rupee One Only).
Unutilized IndusReward points by the Cardholder will lapse and become ineffective
Transactions done by the Cardholder/s using World Delight Debit Card on Ecommerce and offline Point of Sale (POS) only are applicable for IndusReward points.
For General Terms and Conditions on IndusReward points, kindly visit here.