Iconia Amex Credit Card

American Express® Connect

Travelling and dining made easy!

American Express Connect provides a wide range of special offers across categories such as travel, lodging, dining, retail, and online shopping. To view the current list of offers, please Click here

American Express® EPAY

Tired of the monthly bill paying tedium? EPAY is at hand to simplify your tasks.

• VISA card: No offers
• Mastercard card: Iconia Amex credit card is not offered on Mastercard network by IndusInd Bank.
• AMEX card: Complimentary lounge visits*.

*Please click here for terms and conditions.

For assistance and further guidance, we request you to please call our helpdesk at 18602677777, email us at premium.care@indusind.com or visit any of your nearest IndusInd Bank branch credit card helpdesk for details..

Here is a summary of IndusInd Bank’s Iconia Amex credit card fee:

• Add-on card fee: Nil
• Interest rate on balance in case of partial bill payment: Monthly: 3.83% ; Annually: 46%
• Interest-free tenure: You have 50 days as an interest-free period from when the credit card statement is generated. This is not applicable if the total amount due is not paid off in full.

• Late payment charges

  Total amount due	Charges (Rs)
  Up to Rs 100	Nil
  Rs 101 - Rs 500	100
  Rs 501 - Rs 1,000	350
  Rs 1,001 – Rs 10,000	550
  Above 10,000	700

• Over-limit charges The over-limit charge is 2.5% of the over-limit amount that you use. This is subject to a minimum of Rs 500.
• Charges for credit card payment through outstation cheque.There are no additional charges when you pay through outstation clearing cheques. Please note that outstation cheques only from IndusInd Bank locations can be accepted for making credit card payments.
• Charge Slip Request charges Rs. 300
• Reissuance/card replacement fee. Rs 100
• Charges for overseas transaction 3.5% of the transaction and currency conversion charges (dynamic).
• Credit card payment cheque return charges. Rs 250
• Balance enquiry charges on non IndusInd Bank ATMs. Rs 25
• Charges for cash withdrawal/cash advancement 2.5% of the advance amount subject to a minimum of Rs 300.
• Railway booking surcharges As applicable on the booking website.
• Charges for making credit card payment in cash Rs 100
• GST charges At the current rate, as notified by Ministry of Finance, Government of India
• Duplicate statement charges Rs 100 per statement (beyond last 3 months)
• Priority pass usage charges Up to US $27 per person per visit
• Issuance charge Rs 3,499
• Annual renewal fee Nil

Credit card payment modes:

We can assist you with your credit card bill payment. Simply type credit card payment to proceed or you can easily pay IndusInd Bank’s credit card bill with a range of payment options given below:

• Mobile banking:
  Login to the mobile banking application
  • Click on Menu on bottom left
  • Go to Fund Transfer in Payments
  • Select One Time Transfer and select IndusInd Acc/Credit Card from drop down
  • Fill in the required details to complete your payment.
• Internet banking:
  Login to Internet Banking
  • Click on Fund Transfer and navigate to IndusInd Credit Card Payment.
  • Select the appropriate option to make payment as per your convenience.

Please note you can also pay other bank’s credit card bills by visiting Other Visa Credit Card Payments under the Fund Transfer category.

• Cheques/draft drop boxes: You can make your credit card payments via a cheque or a draft at multiple drop box locations such as branches and ATMs.
• NACH Facility: Simply email us the duly filled NACH form at premium.care@indusind.com or submit it at the nearest branch for authorising us to debit your other bank account.
  Click here to download the NACH form.
• Auto debit facility: Submit the duly filled Auto Debit form in any nearest branch to authorise us to debit your IndusInd bank account for credit card bill payment.

If you hold an account with IndusInd Bank you can click here to download the Auto Debit mandate form. And for more detailed information on this please click here.