Open Indus Care Savings Account

Overview

Experience Indus Care Savings Account Program, designed to nurture your financial well-being while offering exclusive wellness benefits. Secure your future with an account that truly cares for you.

Dedicated RM Privileges

A Dedicated Relationship Manager for all your banking needs

Free Small Locker for 1st Year

75% Discount 2nd year onwards. Attractive discounts on other locker sizes

Family Banking Benefits

Free 1 Add-on account for your loved one

Priority Servicing across Branches & Contact Centre

For Faster Query Resolution

Free Tickets on BookMyShow

2 tickets per quarter*

Complementary Airport Lounge Access

On your Visa Signature Debit Card

Comprehensive fitness benefit plan

With complimentary Medibuddy vHealth membership

Care Smile Points

One time benefit on Debit Card Spends

Indus Care Additional Offerings


Indus Care Savings Account Program Features

Welcome to the Indus Care Savings Account Program, designed for Seenagers to provide a premium banking experience with exclusive benefits and privileges. This program offers a seamless blend of services and rewards, ensuring a smooth and enjoyable banking experience

Benefits* Savings Worth (In INR)
Medibuddy vHealth Comprehensive Fitness Package 28,600
Care Smile Points 2,000
Free Movie & Event tickets in a year from bookmyshow.com
4,000
Free Small Locker (For 1stĀ Year)
5,000
Rewards points worth
12,600*
Annual Discount on Zomato
3,600
Annual Discount on bigbasket.com
1,800
Complimentary Lounge Access
12,000
Total Savings worth 69,600*

Dedicated Relationship Manager
A team of Relationship Manager backed with a Service RM to support and guide you on your Banking, Investments and Financial needs.

Free Zero Balance Account for your family
Extend the benefit to your partner or a family member and enjoy relationship benefits across both the grouped accounts.

Discount on locker*
100% Discount on Small Locker in the First Year & 75% Discount 2nd year onwards.
50% Discount on Medium lockers & 25% Discounts on Large & Jumbo Lockers every year

Attractive rate of interest*
Enjoy higher rate of interest on Savings Account and Fixed Deposits

Delightful Deals
Use your Indus Care Debit Card and get amazing discounts on Zomato and Big Basket.Ā Know More

Free Movie tickets worth Rs. 4000
Buy one Get one offer; 2 Tickets in a quarter up to Rs. 500/- each (on first come first serve basis) onĀ Indus Care Debit Card.

Attractive Reward Points
Accelerated 6x rewads point on spends through Indus Care Debit Card.Ā Know More

Ā 

Prioritize your wellness above everything with an annual membership ofĀ Medibuddy vHealth

Features & Benefits Eligibility Criteria
  • Free OPD consultations and coverage for 2 senior family members
  • Pharmacy vouchers worth Rs. 1,000
  • Unlimited tele-consultation facility

Click hereĀ  to find nearest Medibuddy vHealth service provider

Click hereĀ  to know more.

  • The healthcare package will be provided to customers as a welcome gift after account opening or account upgrade.
  • Customers will receive communication from the Bank regarding the complimentary annual Medibuddy vHealth membership on the email ID and mobile number registered with the Bank

Read hereĀ for related T&CsĀ 

Click hereĀ for related FAQs

Note: As this service is offered digitally, kindly ensure that correct email ID and mobile number are updated in your IndusInd Bank account. Without correct contact details, voucher codes to redeem the services will not be received.

The third-party services mentioned are managed by their respective entities, and IndusInd Bank Ltd holds no liability for these services.

Redeem your Care Smile Points for exclusive rewards designed to elevate your wellness and fitness

Features & Benefits Ā Eligibility Criteria
  • Earn up to 2,000 Care Smile Points on Debit Card Spends
  • 1 Care Smile Point is equivalent to Re 1
  • Redeem your Care Smile Points for HOST of exciting rewards:
    • Health ā€“ Healthkart, Apollo Pharmacy, Healthians Vouchers
    • OTT- Sony Liv Subscription
    • Senior Care- Emoha Eldercare Membership
    • Travel- MakemyTrip Hotels and Travels Vouchers and more.
  • Click here to visit our platform to redeem your Care Smile points
  • Care Smile points can be earned basis debit card spends
  • Points will be rewarded on achieving below milestone spends
    • 1st Ā Milestone-Earn 800 Care Smile Points by spending Rs 5,000
    • 2nd Milestone-Earn an additional 1,200 Care Smile Points by spending the next Rs 5,000
  • Spends made on POS or ECOM will only be considered for earning care smile points
  • Benefit is applicable only once per account
  • Spends need to be done using newly issued debit card on account opening / upgrade within 6 months of onboarding

ReadĀ Here related T&Cs

Click hereĀ for related FAQs

Note: As this service is offered digitally, kindly ensure that correct email ID and mobile number are updated in your IndusInd Bank account. Without correct contact details, voucher codes to redeem the services will not be received.

The third-party services mentioned are managed by their respective entities, and IndusInd Bank Ltd holds no liability for these services.

Click Here to know More


Indus Care Savings Account Fees & Charges

When you sign up for our Savings Account, certain fees and charges may be applicable. These charges are nominal, transparent and disclosed by IndusInd Bank upfront so that you know what you are paying or being charged for.

PleaseĀ Click hereĀ to see the detailed Schedule of Charges.

PleaseĀ Click hereĀ for Savings Account T&C.


Eligibility Criteria of Indus Care Program

Age Criteria: 60 Years & above
Note: All benefits of the Indus Care program are applicable only to the customers who are 60 years or older. Browse the grid* below for details. For further details, please contact your Relationship Manager or call our phone banking number:Ā 1860 267 7777.

AQB Required

ā‚¹2,00,000*

Group AQB Required

ā‚¹4,00,000*

FD Balance

ā‚¹15,00,000*

* T&C Apply

FAQs for Indus Care Savings Account Program

  • What is Indus Care?

    Indus Care is a premium savings account program tailored specifically for senior citizens, addressing both financial and wellness needs. It provides top-tier banking benefits combined with wellness benefits, ensuring you stay financially secure and maintain a healthy lifestyle.

  • What are the Eligibility Criteria to get enrolled in Indus Care Program?

    • The customer must be a Resident Indian individuals aged 60 years & Above

    • Customer will be onboarded / upgraded to Indus Care Savings Account Program basis the below criteria:Ā 

      Eligibility Criteria Value
      Average quarterly balance (AQB)Ā requirement ā‚¹ 2 Lakh
      Or Group AQB ā‚¹ 4 Lakh
      Or Surrogate FD ā‚¹ 15 Lakh
  • What are the Debit Card charges for Indus Care Program?Ā 

    The Indus Care Visa Signature Debit Card comes with a one-time issuance charge of Rs. 999 + Taxes.

  • Is Debit Card charge applicable for joint holders as well?

    Yes, all joint holders are subject to the one-time issuance fee of Rs. 999 + taxes.Ā 

    Additionally, any debit card issued to an add-on account holder will also incur this one-time issuance charge of Rs. 999 + taxes.

  • What are the additional benefits of Care Program?

    Care Savings Account Program customers receive the following wellness benefits:

    • MediBuddy vHealth Membership as Welcome Offer

    • One-time benefit of Care Smile Points

  • What are Care Smile Points?

    Care Smile Points are a one-time benefit offered to Care Savings Accounts Program customers. You can earn up to 2,000 Smile Points on achieving cumulative debit card spend milestones of ā‚¹10,000 within 6 months from card issuance through e-commerce or POS transactions.

    *The benefit is tiered across two milestone spends criteria as mentioned below:

    • 1st Milestone: Earn 800 Smile Points by spending Rs. 5,000

    • 2nd Milestone: Earn an additional 1,200 accelerated Smile Points for the next Rs. 5,000 spends

  • How will I receive the additional benefits?

    a)Medibuddy vHealth- Upon meeting the eligibility criteria (outlined above), theĀ MediBuddy vHealth voucher codeĀ will be sent to your bank-registered mobile number (via SMS) and email. These messages will include a redemption link for activation.

    b)Care Smile Points- Once you meet the debit card spend requirement, you will receive a notification with instructions to redeem yourĀ Care Smile Points.Ā Click here to visit our platform to redeem your Care Smile points

    Note: Since these services are provided digitally, please ensure your correct email and mobile number are updated in your IndusInd Bank account. Otherwise, you may not receive the voucher code.

  • How do I getĀ  Additional Offerings associated with the program?

    Medibuddy vHealth Membership One Time Care Smile Points on DC Spends
    • Receive the membership voucher as a welcome gift within 90 days of successfully opening or upgrading your account.

    • Earn up to 2,000 points upon reaching a cumulative debit card spend milestones of Rs. 10,000 through e-commerce or POS transactions within 6 months from onboarding / upgrade.Ā 
  • When Will I receive the Care Additional Offerings?

    • MediBuddy vHealth Membership ID: This will be sent to your registered email ID and mobile number (via SMS) by IndusInd Bank within 90 days of account opening or upgrade.

    • Care Smile Points: On achieving spends milestones, you will receive aĀ confirmation within 15 days to redeem your Care Smile Points.

  • How do I redeem my Care Smile Points?

    Once you meet the debit card spend requirement, you will receive a notification with instructions to redeem your Care Smile Points. You can then useĀ our platform to redeem these points for rewards.

  • Are Medibuddy vHealth membership and Care Smile Points benefits available to Primary Account holder only or second/third holder as well?

    Both Primary and add-on account customers aged 60 years & above are eligible for Care additional benefits (Medibuddy vHealth membership and Care Smile points).Ā 

    However, in joint accounts, only the primary account holder can avail these benefits.

  • How do I activate the MediBuddy VHealth Membership?

    You will receive your Membership ID via email and SMS on your registered contact details, along with a link to redeem the voucher. To activate, enter the Voucher Code and provide personal details like name, mobile number, address, and email ID.

    After activation:

    • A virtual kit with voucher codes for OPD/pharmacy discounts and a virtual health card will be available within 2 working days on the app and via email.
    • A physical kit will be mailed to your address within 10 working days.
  • I havenā€™t received the Voucher Code for MediBuddy vHealth, or the link to redeem Care Smile Points. What should I do?

    For any queries or issues, please contact IndusInd Bank support:

    Customer Care Number:Ā +91 22 4220 7777 / 1860 267 7777
    Email ID:Ā induscare@indusind.com

  • I have an issue with Care Smile Points redemption. How do I reach customer support?

    For assistance with Care Smile Points, reach out to:

    Customer Care Number:Ā +91 22 4220 7777 / 1860 267 7777
    Email ID:Ā induscare@indusind.com

  • My Medibuddy vhealth voucher is not working. What should I do now?

    For issues related to your MediBuddy vHealth Membership, please contact:

  • What are the features and benefits of Medibuddy HealthCare Package?

    For detailed information about the package, visit Medibuddy vHealth page by clicking here.Ā 

FD Rate FD Rate
FD Rate
Regular Fixed Deposit

up to 7.75% interest p.a

Senior Citizen

up to 8.25% interest p.a

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