Online Insurance for NRI
- Protect what really matters. Avail of insurance for your whole family
Disclaimer
Indusind Bank Limited is a Composite Corporate Insurance Agent of Tata AIA Life Insurance Company Ltd., ICICI Prudential Life Insurance Company Ltd., Tata AIG General Insurance Company Ltd., Cholamandalam MS General Insurance, Reliance General Insurance Ltd. and Care Health Insurance Company Ltd. under Corporate Agent license no. CA0001 issued by Insurance Regulatory & Development Authority of India (IRDAI), and does not underwrite the risk or acts as an insurer.
The Insurance Contract will be between the Insurers and the Insured and not between the Corporate agent and the Insured. Indusind Bank Ltd (IBL) is a registered Corporate Agent and there is no direct or indirect linkage between the Banking Services offered by IBL and the usage of the insurance product offered by Insurers. Customer’s Participation in insurance product is purely on voluntary basis and IBL is not responsible for any claim, dispute, liability, loss or shortfall resulting from the products offered by Insurers.
Tata AIA MRS Select
A Non-Linked Non-Participating Individual Life Insurance Plan Tata AIA Life Insurance Maha Raksha Supreme Select is a comprehensive term life insurance plan that offers you flexible plan options to secure your family’s financial future.
Key Feature and Benefits
- Flexibility to choose from 7 unique Death Benefit options.
- a) Life Secure
- b) Life Secure Plus
- c) Joint Life Secure
- d) Joint Life Secure Plus
- e) Step-Up Secure
- f) Step-Up Secure Plus
- g) Legacy Secure Plus
- Whole of life cover available.
- Acceleration of 50% of base sum assured on diagnosis of terminal illness.
- Inbuilt waiver of premium on terminal illness
- Flexibility to cover spouse under joint life option.
- Choice to increase cover for a specific period or throughout the policy term.
- Option to receive death benefit as lumpsum and/or instalments.
ICICI Pru Gold
A protection and savings oriented participating life insurance plan that provides the protection of life cover1 along with a regular income for whole of life that can be used to meet your long-term recurring financial needs through participation in bonus.
Key Feature and Benefits
- Protection through life cover1 with policy term up to 99 years of age
- Income up to 99 years of age, with option to start receiving income immediately or after a few years as per your needs. This income will be a combination of Guaranteed2 Income and income linked to bonus# declaration
- Option to accumulate/withdraw3 income any time or adjust++ future premiums from the income thus accumulated
- Option to get Guaranteed2 boosters after every 5 years to boost your savings with Immediate Income with Booster plan variant
- Tax4 benefits may be applicable on premiums paid and benefits received as per prevailing tax laws
- T&C Apply
ICICI Pru GIFT Pro
ICICI Pru GIFT Pro, a protection and savings-oriented life insurance plan which helps you build a safety net to provide financial protection to your family along with guaranteed2 benefits. With ICICI Pru GIFT Pro, you can achieve your life goals like a PRO.
Key Feature and Benefits
- Guaranteed Income to help you achieve your financial goals
- Flexibility to choose Percentage of MoneyBack Benefit and when you want to receive MoneyBack Benefit
- Life Insurance Cover for financial security of your family
ICICI Pru Saral Pension
ICICI Pru Saral Pension gives you the financial freedom to live your life with a comfort of lifetime guaranteed* income. Everything is subject to change but your income should not be.
Key Feature and Benefits
- Guaranteed* lifelong annuity: Pay once (Purchase Price) and get guaranteed* regular income for your entire life (Annuity)
- Flexibility to receive annuity monthly, quarterly, half-yearly or yearly
- Option to take the plan for single life or joint lives
- Return of Purchase Price option on death
- High Purchase Price Benefit gives you additional annuity as per the purchase price slab
ICICI Pru Sukh Samruddhi
A participating savings oriented life insurance plan that gives you the confidence to keep pace with your life goals.
Key Feature and Benefits
- Life cover1 for financial protection of your loved ones
- Choice to avail benefits as either Income or Lump sum
- Flexible premium payment terms and policy terms to plan for your future goals
- Option to receive income on any date of your choice with ‘Save the Date’2
- Option to accumulate income and withdraw it later as per your convenience with ‘Savings wallet’3
- Tax4 benefits may be applicable on premiums paid and benefits received as per prevailing tax laws
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TATA AIA Life Insurance Fortune Guarantee Plus
A Non-Linked, Non-Participating, Annuity Plan
Key Feature and Benefits
- Flexibility to choose Plan Option
- Flexibility to choose Income Period from 20 to 45 years
- Get return of premium at the end of Income Period
- Choice to receive Income – Monthly/Annually
- Option of Joint Life under Single Premium payment option
- Choice of Premium Payment Term
- Enhance your protection with optional Riders
- Tax benefits as per applicable Tax Laws
TATA AIA Life Insurance Fortune Guarantee Supreme
Non-Linked, Non-Participating, Individual Life Insurance Savings Plan. Every individual has their own aspirations in life. Buying that dream home, providing your children the education they deserve or taking your family for a dream vacation. To achieve these aspirations during your lifetime, you need a plan that will deliver without fail.
Key Feature and Benefits
- Flexibility to choose guaranteed* benefits in the form of lump sum and/or income to meet your financial goals
- Grow your income by choosing sub wallet~ feature & withdraw as and when required
- Women Special discount - 2% on First Year’s Premium specially for women customers
- “Premium Offset” feature to offset your premium against survival benefit payouts
- Enjoy tax benefits on premiums and benefits, as per applicable Tax Laws#
Tata AIA Life Insurance Fortune Guarantee Pension Plan
A Non-Linked, Non-Participating, Annuity Plan Like everything else, you would also want your retirement life to be planned out properly. Since finances are one of the most important aspects of any life stage, you will need to opt for a suitable annuity Pension plan that gives you complete peace of mind during your second innings!
Key Feature and Benefits
- Multiple annuity options to suit your needs
- High purchase price benefits to encourage you to save more
- Option to increase annuity through Top-up premiums
- Tax benefits# may be applicable on premiums paid and benefits received as per applicable tax laws
ICICI Pru Savings Suraksha
This is a Non-Linked, Participating Life Individual Savings product. A plan that provides stability with guaranteed* return and growth through bonuses. It helps secure your family’s future financially in your absence with a life cover1.
Key Feature and Benefits
- Life cover for entire policy term.
- Choice of Premium Payment Term (PPT), premium payment mode, Sum Assured on death and policy term as per your need.
- Tax Benefits on premiums paid and benefits received as per prevailing tax laws
Tata AIA Life Insurance Value Income Plan
Individual, Non-Linked, Participating Life Insurance Savings Plan
Key Feature and Benefits
- Flexibility to choose plan option
- Receive Cash Bonus* or Accumulate cash bonuses*, if declared payable at maturity.
- Get Cash Bonus*, if declared each year on policy anniversary or on birthday following the second policy anniversary.
- Receive Guaranteed Maturity Benefit1t&c apply with bonuses*, if declared on maturity
ICICI Pru Future Perfect
In our day to day lives, we strive towards achieving our goals: purchasing a flat, securing our children’s future needs, dream vacation in an exotic location and living peacefully after retirement. We bring you an ideal savings and protection-oriented plan, ICICI Pru Future Perfect, to help you fulfill these goals.
Key Feature and Benefits
- Flexibility - Choose premium payment term, premium payment frequency, Sum Assured on death and policy term as per your need
- Protection - Get life cover for the entire policy term.
- Tax benefits- Tax* benefits apply to premiums paid and benefits received as per the prevailing tax laws
ICICI Pru Assured Savings Insurance Plan
Be future ready with guaranteed savings benefits and protection!
Key Feature and Benefits
- Get 9% or 10% Guaranteed Additions* every year on the basis of policy term chosen
- Get lump sum benefit at the end of policy term
- Tax benefits u/s 80C and 10(10D)
ICICI Pru Lifetime Classic
You have dreams for yourself and the ones you love. You need a financial plan that helps you achieve these dreams while protecting them in adverse situations. With this objective in mind, we present ICICI Pru LifeTime Classic – a protection and savings oriented unit linked life insurance plan. This plan offers you a life insurance cover5 to protect your family in case of your unfortunate demise along with multiple choices on how to save to help you achieve your financial goals.
Key Feature and Benefits
- Choice of protection level: Choose the level of protection that suits your needs.
- Loyalty Additions and Wealth Boosters for staying invested in the policy
- Tax benefits may be applicable on premiums paid and benefits received as per the prevailing tax laws
- Choice of 4 Portfolio Strategies as per your needs
- Partial withdrawals to access your money in times of need
Tata AIA Life Insurance Smart Income Plus
A Non-Linked, Non-Participating, Endowment Assurance Plan
Key Feature and Benefits
- Flexibility to choose between Regular Income or Endowment options
- Receive Guaranteed Payouts ranging from 120% to 160% of the Annualised Premium
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Tata AIA Life Insurance Wealth Maxima
Unit Linked Whole Life Individual Savings Plan
Key Feature and Benefits
- Pay premiums once or for a limited period and get Insurance protection for the entire life
- Regular Loyalty Additions* to boost investments
- Flexibility to choose from 18 Fund options for enhanced investment opportunities
- Option to customize your plan with three additional unit deducting riders^
- Choice of Enhanced Systematic Money Allocation & Regular Transfer Investment Portfolio Strategy
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Tata AIA Life Insurance Fortune Pro
A Non-Participating Unit Linked Endowment Assurance Plan
Key Feature and Benefits
- Pay premiums once or for a limited period and get Insurance protection throughout policy term
- Regular Loyalty Additions are credited to the policy to boost your investments
ICICI Pru Smart Life
Market linked Insurance Plan with flexible investment options and protection of a life cover
Key Feature and Benefits
- Invest in your choice of equity, debt or balanced funds
- Get Loyalty Additions & Wealth Boosters by staying invested
- Secure the goals for your family even in your absence, with Smart Benefit#
Tata AIA Life Guaranteed Return Insurance Plan
Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan
Key Feature and Benefits
- Flexibility to choose Plan Option: Endowment, Regular Income or Whole Life Income
- Receive Guaranteed bene¬fits$ on Maturity or Death
- Guaranteed Additions^ that boost corpus year on year under Endowment Option
- Flexibility to cover your spouse in same policy under Whole Life Income Option
- Choice of Policy Term with limited Premium Payment Term
- Enhance your protection with optional Riders^^
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Tata AIA Life Insurance Wealth Pro
A Non-Participating Unit Linked Endowment Insurance plan
Key Feature and Benefits
- Pay premiums once or for a limited period and get Insurance protection throughout policy term
- Regular Loyalty Additions are credited to the policy to boost your investments
ICICI Pru Guaranteed Pension Plan
A pension plan which ensures a stress-free retirement with fixed regular income!
Key Feature and Benefits
- Guaranteed* income for life
- Flexibility to choose your pension start date
- Pension for a loved one in your absence
- One time premium payment
Tata AIA Life Insurance I POS Smart Income Plus
A Non-Linked, Non-Participating, Individual Life Insurance Savings Plan We, at Tata AIA Life, believe in protecting your dreams at various stages of life without compromising on your basic needs through financial resources. You do not have to think twice to live your dreams as they now come with Guaranteed Payouts*. We present to you, Tata AIA Life Insurance POS Smart Income Plus, a limited pay income plan that meets tomorrow's requirements along with protecting your loved ones and dreams as it ensures you of Guaranteed Returns1 for the premium paid. This plan helps you fulfill your medium to long term goals such as Child’s Education/ Marriage / Business Start-up and Retirement planning. It also relieves you from the burden of any uncertainty happening.
Key Feature and Benefits
- Receive guaranteed income* after premium payment term;
- Get vested Compound Reversionary Bonus and Terminal Bonus#, if any, on maturity or on death
- Flexible policy term & premium paying term.
- Get life cover for the entire policy term.
- Enhance your protection with optional Riders^.
- Eligible for tax benefits2 under Section 80C and 10(10D) of the Income Tax Act, 1961, as amended from time to time.
ICICI Pru Lifelong GIFT
A plan that provides lifelong income from as early as 2nd policy year along with complete financial protection for your loved ones through life cover till 99 years of age
Key Feature and Benefits
- Early Liquidity from 2nd policy year
- Get regular income upto 99 years of age
- Get guaranteed capital protection in the form of ‘Sum Assured on Maturity’
- Grow your wealth with the help of bonuses
- cover protection to financially secure your family’s future in your absence
ICICI Pru iProtect Smart
You strive to provide comfort, happiness, and security to your family and you would want your family’s future to be secure at all times. ICICI Pru iProtect Smart gives you the flexibility to design your safety net so that you can protect your family’s future to ensure that they lead their lives comfortably without any financial worries, even in your absence. This plan offers you the option to enhance your coverage against Accidental Death and Accelerated Critical Illnesses and hence ensuring a 360 degree cover on your life and is also available for sale through online mode.
Key Feature and Benefits
- Enhanced protection: Life Cover³ , Coverage against terminal illness⁵ and disability.
- Comprehensive additional benefits: Option to choose Accidental Death Benefit¹and Accelerated Critical Illness Benefit²
- Tax Benefits⁶ may be applicable on premiums paid and benefits received as per the prevailing tax laws.
- On diagnosis of Permanent Disability⁴ (PD) due to an accident, the future premiums under your policy for all benefits are waived
Tata AIA Life Insurance Fortune Guarantee
Non Linked, Non Participating, Individual Life Insurance Savings plan
Key Feature and Benefits
- Guaranteed* lump sum benefit on Maturity
- Life cover to protect your loved ones
- Flexible policy term & premium paying term
- Preferential benefits for female lives
- Option to enhance protection through riders~
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Tata AIA Life Insurance Smart Value Income Plan
Individual, Non-Linked, Participating Life Insurance Savings Plan
Key Feature and Benefits
- Savings Plan Option
- Choice of Cash Bonus Payout*
- Sub-Wallet
- Withdrawal from Wallet
- Survival Benefit
- Whole Life Cover
TATA AIA Life Insurance Pro Fit
Non-Linked, Non-Participating, Individual Life Insurance Savings Plan.
Key Feature and Benefits
- Flexibility to choose guaranteed* benefits in the form of lump sum and/or income to meet your financial goals
- Grow your income by choosing sub wallet feature & withdraw as and when required
- Women Special discount - 2% on First Year’s Premium specially for women customers
- “Premium Offset” feature to offset your premium against survival benefit payouts
Tata AIA Life Insurance Smart Value Income Plan
Individual, Non-Linked, Participating Life Insurance Savings Plan
Key Feature and Benefits
- Savings Plan Option
- Choice of Cash Bonus Payout*
- Sub-Wallet
- Withdrawal from Wallet
- Survival Benefit
- Whole Life Cover
TATA AIA Life Insurance Pro Fit
Non-Linked, Non-Participating, Individual Life Insurance Savings Plan.
Key Feature and Benefits
- Flexibility to choose guaranteed* benefits in the form of lump sum and/or income to meet your financial goals
- Grow your income by choosing sub wallet feature & withdraw as and when required
- Women Special discount - 2% on First Year’s Premium specially for women customers
- “Premium Offset” feature to offset your premium against survival benefit payouts
ICICI PRU Guaranteed Income For Tomorrow(Long Term)
Presenting a plan that provides financial protection to your family along with guaranteed benefits to help you achieve your life goals. Pay premiums for 7 or 10 years and get tax-free income up to 30 years.
Key Feature and Benefits
- Get life insurance cover for your family’s financial security
- Get guaranteed income for 15/20/25/30 years to help you save for your goals
- Choose from two plan options: Income and Income with 110% Return of Premium
- Get tax benefits on premiums paid and benefits received
- Choose to take a loan against the policy to help in case of financial emergencies
- 1Tax benefits under the policy are subject to conditions and other provisions of the Income Tax Act, 1961. Goods and Services Tax and Cesses, if any, will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.
- # Life Cover is the benefit payable on death of the life assured during the policy term.
Reliance Product Liability Insurance Policy
Reliance Product Liability Insurance helps you in case of such contingencies by covering legal expenses and providing financial assistance.
Key Feature and Benefits
- Protection against legal liability that could arise out of product defects
- Extension available includes any judgment / payment made within countries that operate