Overview
In your journey through life, you sometimes encounter accidents that could turn things upside down within moments. These accidents could have far-reaching consequences not just for you but for your loved ones as well. We bring you Care Health Insurance’s Secure – a Comprehensive Personal Accident Insurance.
Features of Accident Insurance Policy for NRI
Care Health Insurance’s Secure gives you a Health Ki Guarantee with its exclusive features:
- Compensates your nominee for accidental death
- Cover for Permanent Total Disablement
- Cover for Permanent Partial Disablement
- Child Education Cover
- Major Diagnostic Tests
- Add-on benefit – Accidental Hospitalization covering Daily Allowance, Hospitalisation expenses and Compassionate Visit
NRI Accident Insurance Policy Details
In case of the tragic loss of the insured, we provide for financial support to the family by paying the sum insured to the nominated family member.
Based on the severity of the loss of a body part due to an accident/injury, we pay between 50 to 100 percent of the sum insured. For a detailed list of compensation percentages under PTD, please log on to www.careinsurance.com.
Pays a pre-defined percentage of the sum insured, based on severity of loss due to the accident/injury. For a detailed list of compensation percentages under PPD, please log on to www.careinsurance.com.
Get compensated for treatment of fractures/burns up to a pre-defined percentage of the sum insured, based upon severity of an injury.
In the event of an accident resulting in the insured's demise or Permanent Total Disability (PTD), we'll take care of the child's education, ensuring that his/her future is not compromised.
In the event that an accident (forced landing, stranding, sinking, wrecking, etc.) leaves the insured missing for more than 1 year and the insured's demise has been reasonably established, we will pay the sum insured to the nominee. However, if it is later found that the Insured Person survived such an Accident / Injury for which the Company had paid the claim, the said amount shall be paid back to the Company.
If an injury causes Permanent Total Disability (PTD) and requires one to use prosthetic devices like artificial arms, legs or eyes, orthopaedic braces and medical equipment like wheelchairs or hospital beds, we will reimburse the expenses towards the same.